Cabarrus County property record for 3832 Tersk Dr, Midland, NC 28107
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,576 sqft · built 2019 |
| Lot Size | 0.092 acres (4,008 sqft) |
| Owner | Company Name on Record |
| Last Sale | $302,000 (Aug 2025) |
| Tax Bill | $2,520 (2025) |
| Deeds & Mortgages | Dec 2023 Line of Credit Jan 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10021E0366.000000 |
| Primary APN | 10021E0366.000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,576 sqft Living Area |
| Gross Area | 2,092 sqft |
| 1st Floor Area | 624 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Wood Shingle |
| Lot Area | 4,008 sqft (0.092 acres) |
| Lot Width | 40 ft Width |
| Garage Type | Mixed |
| Garage Area | 400 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 720 sqft |
| Porch | Slab |
| Porch Area | 16 sqft |
| Patio Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 136078 |
|---|---|
| Street Address | 3832 TERSK DR |
| City | MIDLAND |
| State | NC |
| Zip | 28107-9559 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SFR |
| Legal Description | LT 366 FOX CREEK |
| Legal Subdivision | FOX CREEK |
| Legal Lot Number | 366 |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 10, MIDLAND |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 41603 |
Source: Cabarrus County records, as of March 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 15087, SANTA ANA, CA 92735-0087 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Dec 29, 2023 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Jan 31, 2020 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage WELLS FARGO BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 25, 2025 · Amount on Record |
| Deed Sale | Aug 25, 2025 · Amount on Record |
| Prior Sale | Jan 31, 2020 · Amount on Record |
| Deed Document Number | 202519071 |
| Deed Book / Page | 17584 / 239 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 3832 TERSK DR, MIDLAND, NC 28107-9559 |
| Transaction Type | Mortgage |
| Record Updated | Jan 11, 2024 |
| Name | Verified Name |
|---|---|
| Address | 3832 TERSK DR, MIDLAND, NC 28107-9559 |
| Document Number | 0016767299 |
|---|---|
| Date | Dec 29, 2023 |
| Book Page | 16767/299 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Dec 19, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Jan 31, 2020 |
| Property Address | 3832 TERSK DR, MIDLAND, NC 28107-9559 |
| Document Number | 1397978 |
| Book / Page | 013979 / 000078 |
| Instrument Date | Jan 31, 2020 |
| Instrument | 3097 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 5, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $418.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3832 TERSK DR MIDLAND NC 28107, MIDLAND, NC 28107 |
| Document Number | 1397980 |
|---|---|
| Date | Jan 31, 2020 |
| Book Page | 013979/000080 |
| Instrument | 3098 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 30, 2050 |
Source: Cabarrus County assessment roll, as of September 23, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Municipality | Midland Town |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,520.00 (+27.47%) | $324,820 (+57.72%) Land $70,000 Building $254,820 | |
| 2024 | $324,820 (+57.72%) Land $70,000 Building $254,820 | ||
| 2023 | $1,977.00 | $205,950 Land $42,500 Building $163,450 | $205,950 Land $42,500 Building $163,450 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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