Cabarrus County property record for 3815 Tersk Dr, Midland, NC 28107
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,646 sqft · built 2020 |
| Lot Size | 0.145 acres (6,316 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $242,000 (Sep 2020) |
| Tax Bill | $2,004 (2023) |
| Deeds & Mortgages | Jul 2021 Mortgage Sep 2020 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10021E0232.000000 |
| Primary APN | 10021E0232.000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,646 sqft Living Area |
| Gross Area | 2,020 sqft |
| 1st Floor Area | 726 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Wood Shingle |
| Lot Area | 6,316 sqft (0.145 acres) |
| Lot Width | 135 ft Width |
| Garage Type | Mixed |
| Garage Area | 249 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 640 sqft |
| Porch | Slab |
| Porch Area | 25 sqft |
| Patio Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 140557 |
|---|---|
| Street Address | 3815 TERSK DR |
| City | MIDLAND |
| State | NC |
| Zip | 28107-9559 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SFR |
| Legal Description | LT 232 FOX CREEK |
| Legal Subdivision | FOX CREEK |
| Legal Lot Number | 232 |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 10, MIDLAND |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 41603 |
Source: Cabarrus County records, as of August 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3815 TERSK DR, MIDLAND, NC 28107-9559 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 8, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Sep 28, 2020 | Warranty Deed, Subdivision Related Transfer · VA Mortgage TOWNEBANK MORTGAGE |
| Mar 31, 2020 | Loan Modification, Mortgage · Line of Credit HOUSING CAP |
| Apr 2, 2020 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 28, 2020 · Amount on Record |
| Deed Sale | Sep 28, 2020 · Amount on Record |
| Prior Sale | Apr 2, 2020 · Amount on Record |
| Deed Book / Page | 14530 / 153 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 3815 TERSK DR, MIDLAND, NC 28107-9559 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2022 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0015315122 |
|---|---|
| Date | Jul 8, 2021 |
| Book Page | 15315/122 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Sep 28, 2020 |
| Property Address | 3815 TERSK DR, MIDLAND, NC 28107-9559 |
| Document Number | 0014530153 |
| Book / Page | 14530 / 153 |
| Map Reference | MB 81 PG 31-34 |
| Instrument Date | Sep 25, 2020 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 21, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $484.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2649 BREKONRIDGE CENTRE DR, 2649, MONROE, NC 28110-5629 |
| Name | Verified Name |
|---|---|
| Address | 3815 TERSK DR, MIDLAND, NC 28107-9559 |
| Document Number | 0014530155 |
|---|---|
| Date | Sep 28, 2020 |
| Instrument | 14530/155 |
| Name | TOWNEBANK MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 1, 2035 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 3815 TERSK DR, MIDLAND, NC 28107-9559 |
| Document Number | 14096255 |
| Instrument Date | Mar 31, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 5, 2020 |
| Title Company | ATTORNEY ONLY |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3815 TERSK DR MIDLAND NC 28107, MIDLAND, NC 28107 |
| Investor | Possibly a Property Investor |
| Document Number | 14096255 |
|---|---|
| Date | Apr 2, 2020 |
| Book Page | 014096/000255 |
| Instrument | 9917 |
| Name | HOUSING CAP |
|---|---|
| Type | Funding / Finance Company |
| Address | 201 S TRYON ST # 2ND, CHARLOTTE, NC 28202-3212 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Apr 2, 2020 |
| Property Address | 3815 TERSK DR, MIDLAND, NC 28107-9559 |
| Document Number | 14096253 |
| Book / Page | 014096 / 000253 |
| Instrument Date | Mar 31, 2020 |
| Instrument | 9916 |
| Transaction Type | Transfer |
| Record Updated | Oct 5, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $254.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2649 BREKONRIDGE CENTRE DR MONROE NC 281105629, MONROE, NC 28110-5629 |
| Investor | Possibly a Property Investor |
Source: Cabarrus County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Municipality | Midland Town |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $322,630 (+54.53%) Land $70,000 Building $252,630 | ||
| 2024 | $322,630 (+54.53%) Land $70,000 Building $252,630 | ||
| 2023 | $2,004.00 | $208,780 Land $42,500 Building $166,280 | $208,780 Land $42,500 Building $166,280 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures