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3824 Hickory Tree Rd, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3824 Hickory Tree Rd, Saint Cloud, FL 34772 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details1 ba · 864 sqft · built 1962
Lot Size0.364 acres (15,855 sqft)
OwnerIndividual Name on File
Last Sale$288,400 (Jul 2025)
Tax Bill$2,394 (2025)
Deeds & MortgagesMar 2021 Mortgage
Jul 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN30-26-31-5130-000C-0070

Property Details

APN / Parcel Number

Primary APN30-26-31-5130-000C-0070
Alternative APNs
  • 2631305130000C0070
  • 98440

Interior

Full Baths1 Bath
Stories1 Story
Building Area864 sqft Living Area
Gross Area888 sqft
1st Floor Area864 sqft
FlooringTerrazzo
Interior WallsPlaster

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1975
Architectural StyleCustom Design
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialOther
Lot Area15,855 sqft (0.364 acres)
Lot Dimensions140 ft deep x 111 ft wide

Exterior Amenities

Pool TypeIn-Ground Pool
Pool Area276 sqft
Deck Area622 sqft
Shed1 Shed
Shed Area80 sqft
Utility Building144 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address3824 HICKORY TREE RD
CitySAINT CLOUD
StateFL
Zip34772-7567
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionST CLOUD MANOR VILLAGE PB 1 PG 395 BLK C LOT 7
Legal Range31E
Legal Township26S
Legal Section30
Legal SubdivisionST CLOUD MANOR VLG
Legal Tract5130
Legal BlockC
Legal Lot Number7
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1032
Census Tract43304

Owner

Source: Osceola County records · APN 30-26-31-5130-000C-0070

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3824 HICKORY TREE RD, SAINT CLOUD, FL 34772-7567
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Deeds, Mortgages & Sale History

DateDocument
Mar 24, 2021Deed of Trust, Mortgage · Conventional Mortgage
EQUITY RESOURCES INC
Jul 09, 2025Warranty Deed, Transfer · Conventional Mortgage
FAIRWINDS CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 09, 2025 · Amount on Record
Deed SaleJul 09, 2025 · Amount on Record
Prior SaleAug 02, 2005 · Amount on Record
Deed Document Number202584444
Deed Book / Page6815 / 823
Prior Transfer DateSep 11, 2006
Prior Transfer Doc0032732504
Record UpdatedJun 08, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address3824 HICKORY TREE RD, SAINT CLOUD, FL 34772-7567
Transaction TypeMortgage
Record UpdatedDec 12, 2025
Title CompanySTEWART TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3824 HICKORY TREE RD, SAINT CLOUD, FL 34772-7567

Mortgage

Document Number0059191018
DateMar 24, 2021
Book Page5919/1018
Instrument2021043869
Lender
NameEQUITY RESOURCES INC
TypeMortgage Company
AddressNEWARK, OH 43055
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2051

July 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJul 09, 2025
Property Address3824 HICKORY TREE RD, SAINT CLOUD, FL 34772-7567
Document Number0068150823
Book / Page6815 / 823
Map ReferenceMB 1 PG 395
Instrument DateJul 02, 2025
Instrument2025084444
Transaction TypeTransfer
Record UpdatedDec 12, 2025
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,018.80
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address22337 LORD HILL RD, ANDALUSIA, AL 36421-6143

Transferred To (Grantee/Buyer)

NameVerified Name
Address3824 HICKORY TREE RD, SAINT CLOUD, FL 34772-7567

Mortgage

Document Number0006815826
DateJul 09, 2025
Instrument6815/826
Lender
NameFAIRWINDS CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2055

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,394.00 (+6.4%)$162,231 (+5.99%)$210,900 (+11.18%) Land $60,000 Building $150,900
2024$2,250.00 (+2.37%)
2023$2,198.00 (+5.07%) Homeowner's exemption$153,067 (+3%)$189,700 (+13.93%) Land $45,000 Building $144,700
2022$2,092.00 Homeowner's exemption$148,609$166,500 Land $40,000 Building $126,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskModerate
above 69% of the US · above 50% of Florida
Wildfire LikelihoodAbout 1 in 330 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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