Citrus County property record for 3821 W Shadow Creek Loop, Lecanto, FL 34461
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 6 ba · 7,170 sqft · built 2015 |
| Lot Size | 1.22 acres (53,468 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $289,000 (Jul 2005) |
| Tax Bill | $11,368 (2025) |
| Deeds & Mortgages | Jan 2019 Mortgage Apr 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 2118S18E00200010 |
| Primary APN | 2118S18E00200010 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 6 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 7,170 sqft Living Area |
| Flooring | Concrete/Cement |
| Year Built | Built 2015 |
|---|---|
| Architectural Style | Split Level |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Hip |
| Roof Material | Tile |
| Lot Area | 53,468 sqft (1.22 acres) |
| Lot Dimensions | 347 ft deep x 185 ft wide |
| Garage Area | 1,100 sqft |
| Parking Spaces | 7 Parking Spaces |
| Pool Area | 540 sqft |
| Porch | Open Porch |
| Porch Area | 1,110 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 3439033 |
|---|---|
| Old Parcel Number | 2118S18E00200010 |
| Street Address | 3821 W SHADOW CREEK LOOP |
| City | LECANTO |
| State | FL |
| Zip | 34461-6926 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PDR PLANNED DEVELOPMENT(S |
| Legal Description | RALL SUBDIVISION FIRST REPLAT PB 18 PG 125 ((A REPLAT OF LOT A RALL SUBD PB17/115) LOT 1 CERT OF TITLE IN OR BK 2367 PG 736 |
| Legal Range | 18E |
| Legal Township | 18S |
| Legal Section | 21 |
| Legal Subdivision | BLACK DIAMOND 3RD ADD |
| Legal Lot Number | 1A |
| Jurisdiction | CITRUS FL |
| Township / Civil Division | CRYSTAL RIVER |
| Census Block Group | 2 |
| Census Block | 2062 |
| Census Tract | 450308 |
3821 W Shadow Creek Loop is owned and occupied by two individuals who acquired it in March 2016.
Source: Citrus County records, as of December 10, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3821 W SHADOW CREEK LOOP, LECANTO, FL 34461-6926 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 8, 2019 | Deed of Trust, Mortgage · Conventional Mortgage COMPASS BANK |
| Apr 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BBVA USA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 27, 2005 · Amount on File |
| Deed Sale | Jul 27, 2005 · Amount on File |
| Prior Sale | Jul 27, 2005 · Amount on File |
| Deed Document Number | 0018880685 |
| Deed Book / Page | 1888 / 0685 |
| Last Transfer Date | Mar 3, 2016 |
| Transfer Doc | 0027430779 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CITRUS FL |
| Property Address | 3821 W SHADOW CREEK LOOP, LECANTO, FL 34461-6926 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0029492009 |
|---|---|
| Date | Jan 8, 2019 |
| Book Page | 2949/2009 |
| Instrument | 2019000948 |
| Name | COMPASS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35296 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 1, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CITRUS FL |
| Property Address | 3821 W SHADOW CREEK LOOP, LECANTO, FL 34461-6926 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0030562454 |
|---|---|
| Date | Apr 30, 2020 |
| Book Page | 3056/2454 |
| Instrument | 2020022513 |
| Name | BBVA USA |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35296 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | May 1, 2035 |
The 2025 property tax bill for 3821 W Shadow Creek Loop was $11,368 with exemptions applied, up 3.3% from the year before.
Source: Citrus County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Citrus County |
| Unified School District | Citrus County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,368.00 (+3.32%) Homeowner's exemption Additional exemption filed | $1,125,393 (-12.93%) Land $62,000 Building $1,063,393 | $1,125,393 (-12.93%) Land $62,000 Building $1,063,393 |
| 2024 | $11,003.00 (+2.1%) Homeowner's exemption Additional exemption filed | $1,292,521 (+19.2%) Land $62,000 Building $1,230,521 | $1,292,521 (+19.2%) Land $62,000 Building $1,230,521 |
| 2023 | $10,777.00 (+8.01%) Homeowner's exemption Additional exemption filed | $1,084,315 (+6.23%) Land $62,000 Building $1,022,315 | $1,084,315 (+6.23%) Land $62,000 Building $1,022,315 |
| 2022 | $9,978.00 Homeowner's exemption Additional exemption filed | $1,020,740 Land $53,000 Building $967,740 | $1,020,740 Land $53,000 Building $967,740 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3821 W Shadow Creek Loop in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 11 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3821 W Shadow Creek Loop is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROLLING OAKS SUBDIVISION public/private · serves 11,572 people · EPA ID FL6090150 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
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