3817 W Shadow Creek Loop, Lecanto, FL 34461 Property Records

Citrus County property record for 3817 W Shadow Creek Loop, Lecanto, FL 34461

Property Summary

Property Type	Residential Vacant Land
Lot Size	1.15 acres (50,348 sqft)
Owner	2 Individual Names on Record
Tax Bill	$934 (2025)
Deeds & Mortgages	Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2118S18E00200020`

Property Details

APN / Parcel Number

Primary APN	`2118S18E00200020`
Alternative APNs	`18E-18S-21-0020-002.0` `3439046`

Exterior

Lot Area	50,348 sqft (1.15 acres)
Lot Dimensions	336 ft deep x 150 ft wide

Location & Zoning

Account Number	3439046
Old Parcel Number	2118S18E00200020
Street Address	3817 W SHADOW CREEK LOOP
City	LECANTO
State	FL
Zip	34461-6926
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	PDR PLANNED DEVELOPMENT(S
Legal Description	RALL SUBDIVISION FIRST REPLAT PB 18 PG 125 ((A REPLAT OF PARCEL A - RALL SUBD PB17/115)) LOT 2 CERT OF TITLE IN OR BK 2367 PG
Legal Range	18E
Legal Township	18S
Legal Section	21
Legal Subdivision	BLACK DIAMOND 3RD ADD
Legal Lot Number	2
Jurisdiction	CITRUS FL
Township / Civil Division	CRYSTAL RIVER
Census Block Group	2
Census Block	2062
Census Tract	450308

Owner

Source: Citrus County records, as of December 10, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3821 W SHADOW CREEK LOOP, LECANTO, FL 34461-6926
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Mar 3, 2016
Transfer Doc	0027430779
Record Updated	Jun 8, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Property Address	3817 W SHADOW CREEK LOOP, LECANTO, FL 34461-6926
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0030562454
Date	Apr 30, 2020
Book Page	3056/2454
Instrument	2020022513

Lender

Name	BBVA USA
Type	Bank
Address	BIRMINGHAM, AL 35296

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2035

Tax Assessment & Valuation

Source: Citrus County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$934.00 (+8.48%)	$62,000 (-) Land $62,000	$62,000 (-) Land $62,000
2024	$861.00 (+4.49%)	$62,000 (-) Land $62,000	$62,000 (-) Land $62,000
2023	$824.00 (+16.22%)	$62,000 (+16.98%) Land $62,000	$62,000 (+16.98%) Land $62,000
2022	$709.00	$53,000 Land $53,000	$53,000 Land $53,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROLLING OAKS SUBDIVISION public/private · serves 11,572 people · EPA ID FL6090150
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30