Highlands County property record for 3821 Normandy Dr, Sebring, FL 33875 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 2,032 sqft · built 1971 |
| Lot Size | 0.216 acres (9,429 sqft) |
| Owner | Individual Name on File |
| Last Sale | $278,000 (Sep 2022) |
| Tax Bill | $2,666 (2024) |
| Deeds & Mortgages | Aug 2023 Mortgage Sep 2022 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C-06-35-29-020-0020-0040 |
| Primary APN | C-06-35-29-020-0020-0040 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,032 sqft Living Area |
| 1st Floor Area | 1,720 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1971 |
|---|---|
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,429 sqft (0.216 acres) |
| Garage Type | Finished |
| Garage Area | 520 sqft |
| Driveway | Driveway |
| Driveway Area | 450 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
|---|---|
| Pool Area | 288 sqft |
| Patio Area | 720 sqft |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Street Address | 3821 NORMANDY DR |
|---|---|
| City | SEBRING |
| State | FL |
| Zip | 33875-5051 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NORMANDY SHORES EST PB 5-PG 97 LOT 4 BLK 2 |
| Legal Range | 29E |
| Legal Township | 35S |
| Legal Section | 06 |
| Legal Subdivision | NORMANDY SHORES EST |
| Legal Block | 2 |
| Legal Lot Number | 4 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | SEBRING |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 961304 |
Source: Highlands County records · APN C-06-35-29-020-0020-0040
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3821 NORMANDY DR, SEBRING, FL 33875-5051 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 11, 2023 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Sep 23, 2022 | Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC |
| May 25, 2022 | Warranty Deed, Transfer · Conventional Mortgage NP INC |
| Oct 18, 2019 | Warranty Deed, Transfer · FHA Mortgage STEARNS LENDING LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 23, 2022 · Amount on Record |
| Deed Sale | Sep 23, 2022 · Amount on Record |
| Prior Sale | May 25, 2022 · Amount on Record |
| Deed Document Number | 2116737 |
| Deed Book / Page | 2933 / 256 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 3821 NORMANDY DR, SEBRING, FL 33875-5051 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 3821 NORMANDY DR, SEBRING, FL 33875-5051 |
| Document Number | 0002164220 |
|---|---|
| Date | Aug 11, 2023 |
| Book Page | 2992/359 |
| Instrument | 2164220 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 350 Months |
| Due | Oct 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Sep 23, 2022 |
| Property Address | 3821 NORMANDY DR, SEBRING, FL 33875-5051 |
| Document Number | 0002116737 |
| Book / Page | 2933 / 256 |
| Map Reference | MB 5 PG 97 |
| Instrument Date | Sep 20, 2022 |
| Instrument | 2116737 |
| Transaction Type | Transfer |
| Record Updated | Oct 10, 2022 |
| Title Company | PARTNERSHIP TITLE COMPANY LLC, PARTNERSHIP T&E LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,946.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 643 E ESPERANZA AVE, 643, CLEWISTON, FL 33440-2613 |
| Name | Verified Name |
|---|---|
| Address | 3821 NORMANDY DR, SEBRING, FL 33875-5051 |
| Document Number | 0002933258 |
|---|---|
| Date | Sep 23, 2022 |
| Instrument | 2933/258 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | May 25, 2022 |
| Property Address | 3821 NORMANDY DR, SEBRING, FL 33875-5051 |
| Document Number | 0002096277 |
| Book / Page | 2908 / 53 |
| Map Reference | MB 5 PG 97 |
| Instrument Date | May 05, 2022 |
| Instrument | 2096277 |
| Transaction Type | Transfer |
| Record Updated | Jun 06, 2022 |
| Title Company | STEWART TITLE COMPANY-F, STEWART TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,421.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6 BOYLE AVE, 6, AUBURN, NY 13021-1602 |
| Name | Verified Name |
|---|---|
| Address | 643 E ESPERANZA AVE, CLEWISTON, FL 33440-2613 |
| Document Number | 0000290855 |
|---|---|
| Date | May 25, 2022 |
| Instrument | 2908/55 |
| Name | NP INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Oct 18, 2019 |
| Property Address | 3821 NORMANDY DR, SEBRING, FL 33875-5051 |
| Document Number | 0001960564 |
| Book / Page | 2718 / 1321 |
| Map Reference | MB 5 PG 97 |
| Instrument Date | Oct 17, 2019 |
| Instrument | 1960564 |
| Transaction Type | Transfer |
| Record Updated | May 02, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,154.30 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3821 NORMANDY DR, 3821, SEBRING, FL 33875-5051 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3821 NORMANDY DR, SEBRING, FL 33875-5051 |
| Document Number | 0027181323 |
|---|---|
| Date | Oct 18, 2019 |
| Instrument | 2718/1323 |
| Name | STEARNS LENDING LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2049 |
Source: Highlands County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $213,422 (-2.56%) Land $11,000 Building $202,422 | $213,422 (-2.56%) Land $11,000 Building $202,422 | |
| 2024 | $2,666.00 (-19.29%) | ||
| 2023 | $3,303.00 (+46.93%) | $219,029 (+39.78%) Land $11,000 Building $208,029 | $219,029 (+39.78%) Land $11,000 Building $208,029 |
| 2022 | $2,248.00 | $156,700 Land $11,000 Building $145,700 | $156,700 Land $11,000 Building $145,700 |
Source: FEMA National Flood Hazard Layer, Highlands County (12055C), updated November 17, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | Low above 36% of the US · above 10% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 2,128 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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