Highlands County property record for 3817 Normandy Dr, Sebring, FL 33875 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1988 |
| Square Footage | 2,253 sqft Living Area |
| Lot Size | 14,780 sqft (0.339 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $329,000 (2022) |
| Tax Bill | $2,428.00 (2024) |
| Primary APN | C-06-35-29-020-0020-0030 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Building Area | 2,253 sqft Living Area |
| 1st Floor Area | 1,786 sqft 1st Floor |
| Stories | 1 Story |
| Flooring | Slate |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 14,780 sqft (0.339 acres) |
| Driveway | Driveway |
| Driveway Area | 744 sqft Driveway |
| Parking Spaces | 3 Parking Spaces |
| Garage Type | Mixed |
| Garage Area | 483 sqft Garage |
| Pool Type | Pool with Hot Tub/Spa |
|---|---|
| Pool Area | 36 sqft Pool |
| Fence | Fence |
| Deck Area | 128 sqft Deck |
| Patio Area | 738 sqft Patio |
| Porch | Open Porch |
| Porch Area | 224 sqft Porch |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Street Address | 3817 NORMANDY DR |
|---|---|
| City | SEBRING |
| State | FL |
| Zip | 33875-5051 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NORMANDY SHORES EST PB 5-PG 97 LOT 3 BLK 2 |
| Legal Range | 29E |
| Legal Township | 35S |
| Legal Section | 06 |
| Legal Subdivision | NORMANDY SHORES EST |
| Legal Block | 2 |
| Legal Lot Number | 3 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | SEBRING |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 961304 |
Source: Highlands County records · APN C-06-35-29-020-0020-0030
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 3817 NORMANDY DR, SEBRING, FL 33875-5051 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 31, 2025 | Deed of Trust, Mortgage · VA Mortgage LEADERONE FINANCIAL CORP |
| Mar 03, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SWBC MORTGAGE CORP |
| Jan 24, 2022 | Warranty Deed, Transfer · FHA Mortgage CELEBRITY HOME LOANS LLC |
| Jul 03, 2019 | Warranty Deed, Transfer · Stand-Alone Second Mortgage CIVIC FINANCIAL SERVICES LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 24, 2022 · Amount on Record |
| Deed Sale | Jan 24, 2022 · Amount on Record |
| Prior Sale | Jul 03, 2019 · Amount on Record |
| Deed Document Number | 0002879905 |
| Deed Book / Page | 2879 / 905 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 3817 NORMANDY DR, SEBRING, FL 33875-5051 |
| Transaction Type | Mortgage |
| Record Updated | Nov 14, 2025 |
| Name | Verified Name |
|---|---|
| Address | 3817 NORMANDY DR, SEBRING, FL 33875-5051 |
| Document Number | 0002285850 |
|---|---|
| Date | Oct 31, 2025 |
| Book Page | 3154/450 |
| Instrument | 2285850 |
| Name | LEADERONE FINANCIAL CORP |
|---|---|
| Type | Mortgage Company |
| Address | OVERLAND PARK, KS 66210 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 3817 NORMANDY DR, SEBRING, FL 33875-5051 |
| Transaction Type | Mortgage |
| Record Updated | May 02, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0001977857 |
|---|---|
| Date | Mar 03, 2020 |
| Book Page | 2741/1892 |
| Instrument | 1977857 |
| Name | SWBC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | SAN ANTONIO, TX 78216 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Jan 24, 2022 |
| Property Address | 3817 NORMANDY DR, SEBRING, FL 33875-5051 |
| Document Number | 0002074304 |
| Book / Page | 2879 / 905 |
| Map Reference | MB 5 PG 97 |
| Instrument Date | Jan 24, 2022 |
| Instrument | 2074304 |
| Transaction Type | Transfer |
| Record Updated | Feb 03, 2022 |
| Title Company | LP TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,303.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3817 NORMANDY DR, 3817, SEBRING, FL 33875-5051 |
| Name | Verified Name |
|---|---|
| Address | 3817 NORMANDY DR, SEBRING, FL 33875-5051 |
| Document Number | 0002879907 |
|---|---|
| Date | Jan 24, 2022 |
| Instrument | 2879/907 |
| Name | CELEBRITY HOME LOANS LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Jul 03, 2019 |
| Property Address | 3817 NORMANDY DR, SEBRING, FL 33875-5051 |
| Document Number | 0001946957 |
| Book / Page | 2701 / 0242 |
| Map Reference | MB 5 PG 97 |
| Instrument Date | Jul 01, 2019 |
| Instrument | 1946957 |
| Transaction Type | Transfer |
| Record Updated | May 02, 2022 |
| Title Company | HEARTLAND TITLE INS AGCY CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $997.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3718 NORMANDY DRIVE, SEBRING, FL 33875 |
| Document Number | 0002701244 |
|---|---|
| Date | Jul 03, 2019 |
| Instrument | 2701/244 |
| Name | CIVIC FINANCIAL SERVICES LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jul 01, 2020 |
Source: Highlands County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $198,661 (+5.99%) | $270,001 (-1.99%) Land $13,000 Building $257,001 | |
| 2024 | $2,428.00 (+2.36%) | ||
| 2023 | $2,372.00 (-23.53%) Homeowner's exemption | $187,439 (-13.7%) | $275,484 (+26.83%) Land $13,000 Building $262,484 |
| 2022 | $3,102.00 | $217,203 Land $13,000 Building $204,203 | $217,203 Land $13,000 Building $204,203 |
Source: FEMA National Flood Hazard Layer, Highlands County (12055C), updated November 17, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | Low above 36% of the US · above 10% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 2,128 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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