3813 Normandy Dr, Sebring, FL 33875 Property Records

Highlands County property record for 3813 Normandy Dr, Sebring, FL 33875 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,539 sqft · built 1971
Lot Size	0.245 acres (10,698 sqft)
Owner	2 Individual Names on File
Last Sale	$79,000 (Sep 2015)
Tax Bill	$1,242 (2024)
Deeds & Mortgages	Sep 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`C065902000200020`

Property Details

APN / Parcel Number

Primary APN	`C065902000200020`
Alternative APN	`C-06-35-29-020-0020-0020`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,539 sqft Living Area
1st Floor Area	1,183 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1999
Exterior Material	Concrete Block
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,698 sqft (0.245 acres)
Lot Dimensions	107 ft deep x 100 ft wide
Garage Type	Finished
Garage Area	429 sqft
Driveway	Driveway
Driveway Area	310 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	148 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	C065902000200020
Street Address	3813 NORMANDY DR
City	SEBRING
State	FL
Zip	33875-5051
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NORMANDY SHORES EST PB 5-PG 97 LOT 2 BLK 2
Legal Range	29E
Legal Township	35S
Legal Section	06
Legal Subdivision	NORMANDY SHORES EST
Legal Block	2
Legal Lot Number	2
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	2
Census Block	2011
Census Tract	961304

Owner

Source: Highlands County records · APN C065902000200020

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3813 NORMANDY DR, SEBRING, FL 33875-5051
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 02, 2015 · Amount on Record
Deed Sale	Sep 02, 2015 · Amount on Record
Prior Sale	Apr 02, 2013 · Amount on Record
Deed Document Number	0002493809
Deed Book / Page	2493 / 809
Record Updated	Jun 08, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	3813 NORMANDY DR, SEBRING, FL 33875-5051
Transaction Type	Mortgage
Record Updated	Oct 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3813 NORMANDY DR, SEBRING, FL 33875-5051

Mortgage

Document Number	0002116986
Date	Sep 27, 2022
Book Page	2933/887
Instrument	2116986

Lender

Name	WAUCHULA STATE BANK
Type	Bank
Address	WAUCHULA, FL 33873

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Sep 25, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Highlands County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$111,299 (+20.17%)	$201,554 (+3.35%) Land $13,000 Building $188,554
2024	$1,242.00 (+20.35%)
2023	$1,032.00 (+3.1%) Homeowner's exemption	$92,615 (+3%)	$195,027 (+28.78%) Land $13,000 Building $182,027
2022	$1,001.00 Homeowner's exemption	$89,917	$151,437 Land $13,000 Building $138,437

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Highlands County (12055C), updated November 17, 2015 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120559613042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 17 individual NFIP policies nearby
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	17 in force

Wildfire

Wildfire Risk	Low above 36% of the US · above 10% of Florida
Wildfire Likelihood	About 1 in 2,128 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 120 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.