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3820 Watkins Ln, Eugene, OR 97405 Property Records

Lane County property record for 3820 Watkins Ln, Eugene, OR 97405 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,800 sqft · built 1962
Lot Size0.161 acres (7,000 sqft)
Owner2 Individual Names on File
Last Sale$600,000 (Feb 2026)
Tax Bill$5,649 (2025)
Deeds & MortgagesOct 2025 Line of Credit
Feb 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN18-03-07-43-00505-000

Property Details

APN / Parcel Number

Primary APN18-03-07-43-00505-000
Alternative APNs
  • 1803074300505
  • 0643286

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,800 sqft Living Area
1st Floor Area1,800 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1999
Exterior MaterialWood
Construction TypeFrame
Roof TypeFlat
Roof MaterialBuilt-Up Asphalt
Lot Area7,000 sqft (0.161 acres)
Lot Dimensions100 ft deep x 70 ft wide
Garage TypeOpen
Garage Area288 sqft
DrivewayDriveway
Driveway Area288 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemRadiant

Location & Zoning

Account Number0643286
Street Address3820 WATKINS LN
CityEUGENE
StateOR
Zip97405-2071
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTL 00505
Legal Range03
Legal Township18
Legal Section07
Legal SubdivisionDENSMORE PLAT
Legal Lot Number505
JurisdictionLANE OR
Township / Civil DivisionEUGENE-SPRINGFIELD
Census Block Group2
Census Block2001
Census Tract5200

Owner

Source: Lane County records · APN 18-03-07-43-00505-000

Assessment roll updated November 10, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3820 WATKINS LN, EUGENE, OR 97405-2071
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Oct 08, 2025Deed of Trust, Mortgage · Line of Credit
COLUMBIA BANK
Feb 20, 2026Warranty Deed, Transfer · Conventional Mortgage
SUMMIT FUNDING INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 20, 2026 · Amount on Record
Deed SaleFeb 20, 2026 · Amount on Record
Prior SaleJun 27, 2008 · Amount on Record
Deed Document Number20265516
Prior Transfer DateNov 19, 2001
Prior Transfer Doc0000077511
Record UpdatedSep 20, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLANE OR
Property Address3820 WATKINS LN, EUGENE, OR 97405-2071
Transaction TypeMortgage
Record UpdatedMar 06, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address3820 WATKINS LN, EUGENE, OR 97405-2071

Mortgage

Document Number0000032057
DateOct 08, 2025
Instrument2025-032057
Lender
NameCOLUMBIA BANK
TypeBank
AddressROSEBURG, OR 97470
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueOct 07, 2055
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLANE OR
Recording DateFeb 20, 2026
Property Address3820 WATKINS LN, EUGENE, OR 97405-2071
Document Number0000005516
Instrument DateFeb 18, 2026
Instrument2026-005516
Transaction TypeTransfer
Record UpdatedMar 06, 2026
Title CompanyCASCADE TITLE COMPANY, CASCADE TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address3820 WATKINS LN, EUGENE, OR 97405-2071

Mortgage

Document Number0000005517
DateFeb 20, 2026
Instrument2026-005517
Lender
NameSUMMIT FUNDING INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2056

Tax Assessment & Valuation

Source: Lane County records · Assessment roll updated November 10, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateOregon
CountyLane County
MunicipalityEugene City
Unified School DistrictEugene School District 4J (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$5,649.00 (+3.9%)$289,956 (+6.09%)$520,406 (-0.29%) Land $111,326 Building $409,080
2023$5,437.00 (+4.04%)$273,312 (+3%)$521,900 (+13.88%) Land $85,920 Building $435,980
2022$5,226.00$265,352$458,292 Land $87,232 Building $371,060

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lane County (41039C), updated August 26, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 410390052002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 1 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force
1 of 1 on primary residences

Wildfire

Wildfire RiskLow
above 20% of the US · above 6% of Oregon
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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