3820 Heron Dr, Lorain, OH 44053 Property Records

Lorain County property record for 3820 Heron Dr, Lorain, OH 44053 · Last verified March 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2020
Square Footage1,864 sqft Living Area
GarageAttached, 400 sqft
OccupancyOwner Occupied
Last Sale$65,000 (2020)
Tax Bill$1,044.00 (2025)

Property Details

APN / Parcel Number

Primary APN02-03-001-108-078

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Building Area1,864 sqft Living Area

Exterior

Year BuiltBuilt 2020
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area400 sqft Garage
Deck Area160 sqft Deck
Patio Area80 sqft Patio
PorchOpen Porch

Utilities and HVAC

Cooling SystemCentral Cooling

Location & Zoning

Street Address3820 HERON DR
CityLORAIN
StateOH
Zip44053-1596
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionGARDENS AT MORNINGSIDE SUB #4 45.58 X 110
Legal SubdivisionGARDENS AT MORNINGSIDE SUB
Legal Lot Number176
JurisdictionLORAIN OH
Minor Civil DivisionLORAIN
Census Blockgroup1
Census Block1019
Census Tract97202

Owner

Source: Lorain County records · APN 02-03-001-108-078

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3820 HERON DR, LORAIN, OH 44053-1596
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 21, 2020Grant Deed, Construction Loan · Building or Construction Mortgage
FIRST FED'L S&L/LAKEWOOD
Apr 18, 2019Grant Deed, Mortgage · Line of Credit
WILMINGTON TR
Jul 31, 2018Deed of Trust, Mortgage · Line of Credit
WILMINGTON TR
Aug 10, 2018Grant Deed, Mortgage · Line of Credit
WILMINGTON TR

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 21, 2020 · Amount on Record
Deed SaleFeb 21, 2020 · Amount on Record
Deed Doc Number2020000874
Record RefreshedJun 08, 2026

February 2020: Grant Deed, Construction Loan

Document TypeGrant Deed
JurisdictionLORAIN OH
Recording DateFeb 21, 2020
Property Address3820 HERON DR, LORAIN, OH 44053-1596
Document Number0000750202
Instrument DateFeb 12, 2020
Instrument750202
Transaction TypeConstruction Loan
Record UpdatedMar 10, 2020
Title CompanyCARDINAL HOPE EXAM COMPANY, CARDINAL HOPE EXAM CO

Transaction

AmountAmount Recorded
Tax$260.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address3820 HERON DR LORAIN OH 440531596, LORAIN, OH 44053-1596

Mortgage

Document Number750203
DateFeb 21, 2020
Instrument750203
Lender
NameFIRST FED'L S&L/LAKEWOOD
TypeFederal Savings Bank (FSB)
AddressLAKEWOOD, OH 44107
Agreement
TypeBuilding or Construction Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 20, 2050

April 2019: Grant Deed, Mortgage

Document TypeGrant Deed
JurisdictionLORAIN OH
Recording DateApr 18, 2019
Property Address3820 HERON DR, LORAIN, OH 44053-1596
Instrument DateApr 04, 2019
Instrument711541
Transaction TypeMortgage
Record UpdatedMay 02, 2019
Title CompanyMILLENNIUM TITLE AGENCY, MILLENNIUM TITLE AGCY

Transaction

Tax$0.00
Additional
  • Multiple parcels conveyed, unknown impact to APN

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address90 MATAWAN RD #5TH MATAWAN NJ 077472623, 5TH, MATAWAN, NJ 07747-2623

Mortgage

Document Number0000711541
DateApr 18, 2019
Instrument711541
Lender
NameWILMINGTON TR
Address50 S 6TH ST # 1290, MINNEAPOLIS, MN 55402-1544
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address3820 HERON DR, LORAIN, OH 44053-1596
Document Number0000683320
Instrument DateJul 31, 2018
Transaction TypeMortgage
Record UpdatedMar 18, 2019
Title CompanyMILLENNIUM TITLE AGENCY, MILLENNIUM TITLE AGCY

Transaction

Additional
  • Multiple parcels conveyed, unknown impact to APN

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address90 MATAWAN RD #5TH MATAWAN NJ 077472623, 5TH, MATAWAN, NJ 07747-2623
InvestorPossibly a Property Investor

Mortgage

Document Number0000683320
DateAug 10, 2018
Instrument683320
Lender
NameWILMINGTON TR
AddressMINNEAPOLIS, MN 55402
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

August 2018: Grant Deed, Mortgage

Document TypeGrant Deed
JurisdictionLORAIN OH
Recording DateAug 10, 2018
Property Address3820 HERON DR, LORAIN, OH 44053-1596
Instrument DateJul 31, 2018
Instrument683321
Transaction TypeMortgage
Record UpdatedMar 18, 2019
Title CompanyMILLENNIUM TITLE AGENCY, MILLENNIUM TITLE AGCY

Transaction

Tax$0.00
Additional
  • Multiple parcels conveyed, unknown impact to APN

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address90 MATAWAN RD #5TH MATAWAN NJ 077472623, 5TH, MATAWAN, NJ 07747-2623
InvestorPossibly a Property Investor

Mortgage

Document Number0000683321
DateAug 10, 2018
Instrument683321
Lender
NameWILMINGTON TR
Address1100 N MARKET ST, WILMINGTON, DE 19890-1100
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueAug 09, 2023
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
MunicipalityLorain City
Unified School DistrictLorain City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,044.00$120,990 (+342.73%) Land $25,730 Building $95,260$345,680 (+342.73%) Land $73,500 Building $272,180
2024$1,044.00 (-7.94%)$27,328 (+24.13%) Land $25,725 Building $1,603$78,080 (+24.13%) Land $73,500 Building $4,580
2023$1,134.00 (+0.89%)$22,015 (-0.02%) Land $22,015$62,900 (-) Land $62,900
2022$1,124.00$22,020 Land $22,020
2021$62,900 Land $62,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 64% of Ohio
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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