3796 Heron Dr, Lorain, OH 44053 Property Records

Lorain County property record for 3796 Heron Dr, Lorain, OH 44053

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,868 sqft · built 2019
Owner	Individual Name on Record
Last Sale	$282,079 (Oct 2019)
Tax Bill	$1,204 (2025)
Deeds & Mortgages	Feb 2025 Transfer Oct 2019 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`02-03-001-108-082`

Property Details

APN / Parcel Number

Primary APN	`02-03-001-108-082`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,868 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	36 sqft
Deck Area	364 sqft
Patio Area	140 sqft
Canopy	364 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	3796 HERON DR
City	LORAIN
State	OH
Zip	44053-1588
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GARDENS AT MORNINGSIDE SUB #4 50 X 110
Legal Subdivision	GARDENS AT MORNINGSIDE SUB
Legal Lot Number	180
Jurisdiction	LORAIN OH
Township / Civil Division	LORAIN
Census Block Group	1
Census Block	1019
Census Tract	97202

Owner

Source: Lorain County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3796 HERON DR, LORAIN, OH 44053-1588
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2025	Transfer on Death Deed, Transfer
Oct 22, 2019	Limited Warranty Deed, Subdivision Related Transfer · Conventional Mortgage K HOVNANIAN MORTGAGE INC
Apr 18, 2019	Grant Deed, Mortgage · Line of Credit WILMINGTON TR
Aug 10, 2018	Grant Deed, Mortgage · Line of Credit WILMINGTON TR
Jul 31, 2018	Deed of Trust, Mortgage · Line of Credit WILMINGTON TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 22, 2019 · Amount on Record
Deed Sale	Oct 22, 2019 · Amount on Record
Deed Document Number	2019006510
Record Updated	Sep 20, 2026

February 2025: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	LORAIN OH
Recording Date	Feb 6, 2025
Property Address	3796 HERON DR, LORAIN, OH 44053-1588
Document Number	0000041656
Map Reference	VOL 105 PG 28&29
Instrument Date	Feb 5, 2025
Instrument	2025-0041656
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3796 HERON DR, LORAIN, OH 44053-1588

October 2019: Limited Warranty Deed, Subdivision Related Transfer

Document Type	Limited Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Oct 22, 2019
Property Address	3796 HERON DR, LORAIN, OH 44053-1588
Document Number	0000735278
Map Reference	VOL 105 PG 28&29
Instrument Date	Oct 3, 2019
Instrument	2019-0735278
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 29, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	3796 HERON DR, LORAIN, OH 44053-1588

Mortgage

Document Number	0000735279
Date	Oct 22, 2019
Instrument	2019-0735279

Lender

Name	K HOVNANIAN MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

April 2019: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	LORAIN OH
Recording Date	Apr 18, 2019
Property Address	3796 HERON DR, LORAIN, OH 44053-1588
Instrument Date	Apr 4, 2019
Instrument	711541
Transaction Type	Mortgage
Record Updated	May 2, 2019
Title Company	MILLENNIUM TITLE AGENCY, MILLENNIUM TITLE AGCY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	90 MATAWAN RD #5TH MATAWAN NJ 077472623, 5TH, MATAWAN, NJ 07747-2623

Mortgage

Document Number	0000711541
Date	Apr 18, 2019
Instrument	711541

Lender

Name	WILMINGTON TR
Address	50 S 6TH ST # 1290, MINNEAPOLIS, MN 55402-1544

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

August 2018: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	LORAIN OH
Recording Date	Aug 10, 2018
Property Address	3796 HERON DR, LORAIN, OH 44053-1588
Instrument Date	Jul 31, 2018
Instrument	683321
Transaction Type	Mortgage
Record Updated	Mar 18, 2019
Title Company	MILLENNIUM TITLE AGENCY, MILLENNIUM TITLE AGCY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	90 MATAWAN RD #5TH MATAWAN NJ 077472623, 5TH, MATAWAN, NJ 07747-2623
Investor	Possibly a Property Investor

Mortgage

Document Number	0000683321
Date	Aug 10, 2018
Instrument	683321

Lender

Name	WILMINGTON TR
Address	1100 N MARKET ST, WILMINGTON, DE 19890-1100

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Aug 9, 2023

Interest

Rate Type	Adjustable Rate

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	3796 HERON DR, LORAIN, OH 44053-1588
Document Number	0000683320
Instrument Date	Jul 31, 2018
Transaction Type	Mortgage
Record Updated	Mar 18, 2019
Title Company	MILLENNIUM TITLE AGENCY, MILLENNIUM TITLE AGCY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	90 MATAWAN RD #5TH MATAWAN NJ 077472623, 5TH, MATAWAN, NJ 07747-2623
Investor	Possibly a Property Investor

Mortgage

Document Number	0000683320
Date	Aug 10, 2018
Instrument	683320

Lender

Name	WILMINGTON TR
Address	MINNEAPOLIS, MN 55402

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Lorain City
Unified School District	Lorain City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,204.00	$108,880 (+245.84%) Land $25,730 Building $83,150	$311,070 (+245.83%) Land $73,500 Building $237,570
2024	$1,204.00 (-14.49%)	$31,483 (+15.19%) Land $25,725 Building $5,758	$89,950 (+15.19%) Land $73,500 Building $16,450
2023	$1,408.00 (+25.27%)	$27,332 (+24.12%) Land $22,015 Building $5,317	$78,090 (+24.15%) Land $62,900 Building $15,190
2022	$1,124.00	$22,020 Land $22,020
2021			$62,900 Land $62,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35

May also be available: Verizon.

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