3802 Heron Dr, Lorain, OH 44053 Property Records

Lorain County property record for 3802 Heron Dr, Lorain, OH 44053

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,564 sqft · built 2019
Owner	Trust Name on Record
Last Sale	$250,735 (Oct 2019)
Tax Bill	$984 (2025)
Deeds & Mortgages	Aug 2021 Line of Credit Oct 2019 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`02-03-001-108-081`

Property Details

APN / Parcel Number

Primary APN	`02-03-001-108-081`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,564 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	36 sqft
Deck Area	192 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	3802 HERON DR
City	LORAIN
State	OH
Zip	44053-1596
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GARDENS AT MORNINGSIDE SUB #4 40.98 X 110
Legal Subdivision	GARDENS AT MORNINGSIDE SUB
Legal Lot Number	179
Jurisdiction	LORAIN OH
Township / Civil Division	LORAIN
Census Block Group	1
Census Block	1019
Census Tract	97202

Owner

Source: Lorain County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Co-owner	Co-owner on Record
Mailing Address	3802 HERON DR, LORAIN, OH 44053-1596
Occupancy	Owner Occupied
Owner Type	Individual, Secondary Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2021	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Oct 18, 2019	Limited Warranty Deed, Subdivision Related Transfer · Conventional Mortgage K HOVNANIAN AMERICAN MORTGAGE LLC
Apr 18, 2019	Grant Deed, Mortgage · Line of Credit WILMINGTON TR
Jul 31, 2018	Deed of Trust, Mortgage · Line of Credit WILMINGTON TR
Aug 10, 2018	Grant Deed, Mortgage · Line of Credit WILMINGTON TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 18, 2019 · Amount on Record
Deed Sale	Oct 18, 2019 · Amount on Record
Deed Document Number	2019006455
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	3802 HERON DR, LORAIN, OH 44053-1596
Transaction Type	Mortgage
Record Updated	Aug 3, 2023
Title Company	THIRD CAPITAL

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000836261
Date	Aug 26, 2021
Instrument	2021-0836261

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 17, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Limited Warranty Deed, Subdivision Related Transfer

Document Type	Limited Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Oct 18, 2019
Property Address	3802 HERON DR, LORAIN, OH 44053-1596
Document Number	0000734928
Map Reference	VOL 105 PG 28&29
Instrument Date	Oct 3, 2019
Instrument	2019-0734928
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 29, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	3802 HERON DR, LORAIN, OH 44053-1596

Mortgage

Document Number	0000734929
Date	Oct 18, 2019
Instrument	2019-0734929

Lender

Name	K HOVNANIAN AMERICAN MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

April 2019: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	LORAIN OH
Recording Date	Apr 18, 2019
Property Address	3802 HERON DR, LORAIN, OH 44053-1596
Instrument Date	Apr 4, 2019
Instrument	711541
Transaction Type	Mortgage
Record Updated	May 2, 2019
Title Company	MILLENNIUM TITLE AGENCY, MILLENNIUM TITLE AGCY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	90 MATAWAN RD #5TH MATAWAN NJ 077472623, 5TH, MATAWAN, NJ 07747-2623

Mortgage

Document Number	0000711541
Date	Apr 18, 2019
Instrument	711541

Lender

Name	WILMINGTON TR
Address	50 S 6TH ST # 1290, MINNEAPOLIS, MN 55402-1544

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	3802 HERON DR, LORAIN, OH 44053-1596
Document Number	0000683320
Instrument Date	Jul 31, 2018
Transaction Type	Mortgage
Record Updated	Mar 18, 2019
Title Company	MILLENNIUM TITLE AGENCY, MILLENNIUM TITLE AGCY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	90 MATAWAN RD #5TH MATAWAN NJ 077472623, 5TH, MATAWAN, NJ 07747-2623
Investor	Possibly a Property Investor

Mortgage

Document Number	0000683320
Date	Aug 10, 2018
Instrument	683320

Lender

Name	WILMINGTON TR
Address	MINNEAPOLIS, MN 55402

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

August 2018: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	LORAIN OH
Recording Date	Aug 10, 2018
Property Address	3802 HERON DR, LORAIN, OH 44053-1596
Instrument Date	Jul 31, 2018
Instrument	683321
Transaction Type	Mortgage
Record Updated	Mar 18, 2019
Title Company	MILLENNIUM TITLE AGENCY, MILLENNIUM TITLE AGCY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	90 MATAWAN RD #5TH MATAWAN NJ 077472623, 5TH, MATAWAN, NJ 07747-2623
Investor	Possibly a Property Investor

Mortgage

Document Number	0000683321
Date	Aug 10, 2018
Instrument	683321

Lender

Name	WILMINGTON TR
Address	1100 N MARKET ST, WILMINGTON, DE 19890-1100

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Aug 9, 2023

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Lorain City
Unified School District	Lorain City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$984.00	$96,070 (+273.45%) Land $25,730 Building $70,340	$274,480 (+273.44%) Land $73,500 Building $200,980
2024	$984.00 (-13.23%)	$25,725 (+16.85%) Land $25,725	$73,500 (+16.85%) Land $73,500
2023	$1,134.00 (+0.89%)	$22,015 (-0.02%) Land $22,015	$62,900 (-) Land $62,900
2022	$1,124.00	$22,020 Land $22,020
2021			$62,900 Land $62,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35

May also be available: Verizon.

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