3737 FM 10, Gary, TX 75643 Property Records

Panola County property record for 3737 FM 10, Gary, TX 75643

Property Summary

Property TypeSingle Family Home
Details2,070 sqft · built 2001
Lot Size1 acres (43,560 sqft)
Owner2 Individual Names on File
Tax Bill$4,876 (2025)
Deeds & MortgagesApr 2023 Mortgage
Jan 2020 Mortgage
+ 4 more
APN00271-01325-00000-000000

Property Details

APN / Parcel Number

Primary APN00271-01325-00000-000000
Alternative APN
  • 6936

Interior

Building Area2,070 sqft Total Area

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Lot Area43,560 sqft (1 acres)
Garage TypeAttached
Garage Area564 sqft

Location & Zoning

Account Number00271-01325-00000-000000
Street Address3737 FM 10
CityGARY
StateTX
Zip75643-4369
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code02
Legal DescriptionAB 271 I HANKS
Legal SubdivisionISABELLE HANKS SURVEY
JurisdictionPANOLA TX
Township / Civil DivisionGARY CITY
Census Block Group1
Census Block1027
Census Tract950600

Owner

Source: Panola County assessment roll, APN 00271-01325-00000-000000, as of February 5, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3737 FM 10, GARY, TX 75643-4369
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 11, 2023Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jan 03, 2020Deed of Trust, Mortgage · FHA Mortgage
NATIONSTAR MORTGAGE LLC
Oct 31, 2007Deed of Trust, Mortgage · Line of Credit
BENEFICIAL TEXAS INC
Apr 30, 2026Warranty Deed, Transfer
CARTHAGE TITLE
Jan 03, 2020Deed of Trust, Mortgage · FHA Mortgage
NATIONSTAR MORTGAGE LLC
Nov 01, 2018Vendor's Lien, Transfer · FHA Mortgage
EVERETT FINANCIAL INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 30, 2026
Deed SaleApr 30, 2026
Prior SaleNov 01, 2018 · Amount on Record
Deed Document Number20261952
Record UpdatedSep 20, 2026

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPANOLA TX
Property Address3737 FM 10, GARY, TX 75643-4369
Transaction TypeMortgage
Record UpdatedMay 18, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address1046 FORSYTHE ST, CARTHAGE, TX 75633-3118

Mortgage

Document Number0000249962
DateApr 11, 2023
Instrument249962
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2053

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPANOLA TX
Property Address3737 FM 10, GARY, TX 75643-4369
Transaction TypeMortgage
Record UpdatedMay 18, 2026
Title CompanyVYLLA TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number002059/687
DateJan 03, 2020
Book Page2059/687
Instrument221964
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2050

October 2007: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPANOLA TX
Property Address3737 FM 10, GARY, TX 75643-4369
Transaction TypeMortgage
Record UpdatedMay 18, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001408/245
DateOct 31, 2007
Book Page1408/245
Instrument125262
Lender
NameBENEFICIAL TEXAS INC
TypeFunding / Finance Company
AddressLONGVIEW, TX 75604
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueOct 25, 2027
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPANOLA TX
Recording DateApr 30, 2026
Property Address3737 FM 10, GARY, TX 75643-4369
Document Number0000001952
Instrument DateApr 27, 2026
Instrument20261952
Transaction TypeTransfer
Record UpdatedJul 12, 2026
Title CompanyCARTHAGE TITLE

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3737 FM 10, GARY, TX 75643-4369

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPANOLA TX
Property Address3737 FM 10, GARY, TX 75643-4369
Transaction TypeMortgage
Record UpdatedFeb 20, 2020
Title CompanyVYLLA TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2059/687
DateJan 03, 2020
Book Page2059/687
Instrument221964
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2050

November 2018: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionPANOLA TX
Recording DateNov 01, 2018
Property Address3737 FM 10, GARY, TX 75643-4369
Document Number001994/596
Book / Page1994 / 596
Instrument DateOct 11, 2018
Instrument212870
Transaction TypeTransfer
Record UpdatedMay 18, 2026

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address13801 WIRELESS WAY, OKLAHOMA CITY, OK 73134-2500

Transferred To (Grantee/Buyer)

NameVerified Name
Address3737 FM 10, GARY, TX 75643-4369

Mortgage

Document Number0000212871
DateNov 01, 2018
Instrument212871
Lender
NameEVERETT FINANCIAL INC
TypeFunding / Finance Company
Special NotesSeller Financed
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2048

Tax Assessment & Valuation

Source: Panola County assessment roll as of February 5, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateTexas
CountyPanola County
Unified School DistrictGary Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,876.00 (+82.14%) Homeowner's exemption$270,780 (+38.94%) Land $12,400 Building $258,380$270,780 (+38.94%) Land $12,400 Building $258,380
2023$194,890 Land $6,790 Building $188,100$194,890 Land $6,790 Building $188,100
2022$2,677.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 483659506001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneNot on file
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskModerate
above 53% of the US · lower than 69% of Texas
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 3 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

Drinking Water

Source: EPA Safe Drinking Water Information System, water system TX1830008, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemGARY WSC
serves 1,050 people
Water SourceGroundwater
Last State InspectionFeb 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityTotal trihalomethanes
not recorded as resolved · Apr 2026
Treatment and ProcedureLead service line inventory
Oct 2024
Corrosion control
Oct 2014
Monitoring and Reporting32
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on FM 10

Nearby Streets

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