Kane County property record for 3820 Currant Ln, Elgin, IL 60124
| Property Type | Single Family Home |
|---|---|
| Owner | 2 Individual Names on File |
| Last Sale | $313,500 (May 2022) |
| Tax Bill | $8,643 (2025) |
| Deeds & Mortgages | May 2022 Sale & Mortgage Mar 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-13-237-032 |
| Primary APN | 05-13-237-032 |
|---|
| Street Address | 3820 CURRANT LN |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60124-4501 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TALL OAKS SUB UNIT 5 - PT LT 13 LYING E OF PT DESC IN DOC 2021K064157 |
| Legal Subdivision | TALL OAKS SUB |
| Legal Block | 2 |
| Legal Lot Number | 13 |
| Legal Unit | 5 |
| Jurisdiction | KANE IL |
| Township / Civil Division | PLATO |
| Census Block Group | 2 |
| Census Block | 2074 |
| Census Tract | 850711 |
3820 Currant Ln is owned and occupied by two individuals who bought it in May 2022.
Source: Kane County records, as of July 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 701 DAYBREAK LN, CAROL STREAM, IL 60188-1593 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants in Common |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 5, 2022 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage DHI MORTGAGE COMPANY LTD |
| Mar 31, 2022 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 5, 2022 · Amount on File |
| Deed Sale | May 5, 2022 · Amount on File |
| Prior Sale | Mar 31, 2022 · Amount on File |
| Deed Document Number | 202224367 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | May 5, 2022 |
| Property Address | 3820 CURRANT LN, ELGIN, IL 60124-4501 |
| Document Number | 0000024367 |
| Map Reference | DOC 2018K060418 |
| Instrument Date | Apr 26, 2022 |
| Instrument | 2022K024367 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 29, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $313.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1750 E GOLF RD # RD900, RD900, SCHAUMBURG, IL 60173-5835 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 701 DAYBREAK LN, CAROL STREAM, IL 60188-1593 |
| Document Number | 0000024368 |
|---|---|
| Date | May 5, 2022 |
| Instrument | 2022K024368 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.37% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Mar 31, 2022 |
| Property Address | 3820 CURRANT LN, ELGIN, IL 60124-4501 |
| Document Number | 0000017711 |
| Map Reference | DOC 2018K060418 |
| Instrument Date | Mar 3, 2022 |
| Instrument | 2022K017711 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 29, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $299.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1750 E GOLF RD # RD900, RD900, SCHAUMBURG, IL 60173-5835 |
| Name | Verified Name |
|---|---|
| Address | 31212 VILLAGE GREEN CT, WARRENVILLE, IL 60555-5918 |
| Document Number | 0000017712 |
|---|---|
| Date | Mar 31, 2022 |
| Instrument | 2022K017712 |
| Name | AMERICAN PACIFIC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.12% |
The 2025 property tax bill for 3820 Currant Ln was $8,643 with a homeowner's exemption, down 5.3% from the year before.
Source: Kane County assessment roll, as of December 26, 2025
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Plato Township |
| Municipality | Elgin City |
| Unified School District | Central Community Unit School District 301 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,643.00 (-5.32%) Homeowner's exemption | ||
| 2024 | $9,129.00 | $110,243 Land $18,425 Building $91,818 | $330,861 Land $55,297 Building $275,564 |
| 2022 | $5,538.00 Homeowner's exemption | $61,194 Land $1,798 Building $59,396 | $183,582 Land $5,394 Building $178,188 |
| $299,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3820 Currant Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3820 Currant Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures