3814 Currant Ln, Elgin, IL 60124 Property Records

Kane County property record for 3814 Currant Ln, Elgin, IL 60124

Property Summary

Property Type	Single Family Home
Owner	Individual Name on File
Last Sale	$295,000 (Jan 2022)
Tax Bill	$7,710 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage
APN	`05-13-237-045`

Property Details

APN / Parcel Number

Primary APN	`05-13-237-045`

Location & Zoning

Street Address	3814 CURRANT LN
City	ELGIN
State	IL
Zip	60124-4501
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TALL OAKS SUB UNIT 5 LT 14 THAT PART DESCRIBED IN 2022K000008
Legal Subdivision	TALL OAKS SUB
Legal Lot Number	14
Legal Unit	5
Jurisdiction	KANE IL
Township / Civil Division	PLATO
Census Block Group	2
Census Block	2074
Census Tract	850711

Owner

3814 Currant Ln is owned and occupied by an individual who bought it in January 2022.

Source: Kane County records, as of July 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	3814 CURRANT LN, ELGIN, IL 60124-4501
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 3, 2022 · Amount on File
Deed Sale	Jan 3, 2022 · Amount on File
Deed Document Number	20228
Record Updated	Sep 20, 2026

January 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jan 3, 2022
Property Address	3814 CURRANT LN, ELGIN, IL 60124-4501
Document Number	0000000008
Map Reference	DOC 2018K060418
Instrument Date	Dec 23, 2021
Instrument	2022K000008
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 1, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$295.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	750 BUNKER CT STE 500, 500, VERNON HILLS, IL 60061-1865

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3814 CURRANT LN, ELGIN, IL 60124-4501

Mortgage

Document Number	0000000009
Date	Jan 3, 2022
Instrument	2022K000009

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Dec 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.5%

Tax Assessment & Valuation

The 2025 property tax bill for 3814 Currant Ln was $7,710 with a homeowner's exemption.

Source: Kane County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Plato Township
Municipality	Elgin City

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,710.00 Homeowner's exemption
2024		$99,122 Land $18,425 Building $80,697	$297,485 Land $55,297 Building $242,188
2022	$7,803.00 Homeowner's exemption	$85,677 Land $16,018 Building $69,659	$257,031 Land $48,054 Building $208,977

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

4 flood insurance policies are in force near 3814 Currant Ln.

Source: OpenFEMA NFIP redacted claims and policies, as of September 2026

Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.