Kane County property record for 3822 Currant Ln, Elgin, IL 60124
| Property Type | Single Family Home |
|---|---|
| Owner | Individual Name on File |
| Last Sale | $310,000 (Feb 2025) |
| Tax Bill | $7,699 (2025) |
| Deeds & Mortgages | May 2024 Mortgage Aug 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-13-237-033 |
| Primary APN | 05-13-237-033 |
|---|
| Street Address | 3822 CURRANT LN |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60124-4501 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TALL OAKS SUB UNIT 5 - PT LT 13 AS DESC IN DOC 2021K064157 |
| Legal Subdivision | TALL OAKS SUB |
| Legal Block | 2 |
| Legal Lot Number | 13 |
| Legal Unit | 5 |
| Jurisdiction | KANE IL |
| Township / Civil Division | PLATO |
| Census Block Group | 2 |
| Census Block | 2074 |
| Census Tract | 850711 |
3822 Currant Ln is owned by an individual who bought it in February 2025.
Source: Kane County records, as of July 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 409 E COMSTOCK AVE, ADDISON, IL 60101-4835 |
| Owner Type | Individual |
| Vesting | Single Man |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 10, 2024 | Deed of Trust, Mortgage · FHA Mortgage JACKSON FLAGSTAR CENTRE OFFICE |
| Aug 23, 2021 | Warranty Deed, Subdivision Related Transfer · FHA Mortgage DHI MORTGAGE COMPANY LTD |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 5, 2025 · Amount on File |
| Deed Sale | Feb 5, 2025 · Amount on File |
| Prior Sale | Aug 23, 2021 · Amount on File |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 3822 CURRANT LN, ELGIN, IL 60124-4501 |
| Transaction Type | Mortgage |
| Record Updated | May 17, 2024 |
| Title Company | TIMIOS INC, TIMIOS |
| Name | Verified Name |
|---|---|
| Address | 3822 CURRANT LN, ELGIN, IL 60124-4501 |
| Document Number | 0000015625 |
|---|---|
| Date | May 10, 2024 |
| Instrument | 2024K015625 |
| Name | JACKSON FLAGSTAR CENTRE OFFICE |
|---|---|
| Type | Bank |
| Address | JACKSONVILLE, FL 32256 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 328 Months |
| Due | Sep 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Aug 23, 2021 |
| Property Address | 3822 CURRANT LN, ELGIN, IL 60124-4501 |
| Document Number | 0000064157 |
| Map Reference | DOC 2018K060418 |
| Instrument Date | Aug 18, 2021 |
| Instrument | 2021K064157 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 29, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $267.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 750 BUNKER CT STE 500, 500, VERNON HILLS, IL 60061-1865 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3822 CURRANT LN, ELGIN, IL 60124-4501 |
| Document Number | 0000064158 |
|---|---|
| Date | Aug 23, 2021 |
| Instrument | 2021K064158 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.99% |
The 2025 property tax bill for 3822 Currant Ln was $7,699.
Source: Kane County assessment roll, as of December 26, 2025
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Plato Township |
| Municipality | Elgin City |
| Unified School District | Central Community Unit School District 301 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,699.00 | ||
| 2024 | $98,993 Land $18,425 Building $80,568 | $297,098 Land $55,297 Building $241,801 | |
| 2022 | $7,757.00 (+4,307.39%) Homeowner's exemption | $85,198 (+4,804.89%) Land $17,621 Building $67,577 | $255,594 (+4,804.89%) Land $52,863 Building $202,731 |
| 2021 | $176.00 | $1,737 Land $1,737 | $5,211 Land $5,211 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 3822 Currant Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3822 Currant Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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