3720 Capitola Rd, Capitola, CA 95010 Property Records

Santa Cruz County property record for 3720 Capitola Rd, Capitola, CA 95010

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 3,447 sqft · built 1961
Lot Size	0.622 acres (27,094 sqft)
Owner	2 Company Names on Record
Last Sale	$2,750,000 (Oct 2023)
Tax Bill	$33,992 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Apr 2024 Sale + 5 more
Flood Zone	Zone X (minimal risk)
APN	`034-181-14`

Property Details

APN / Parcel Number

Primary APN	`034-181-14`
Alternative APN	`034-181-14-000`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Building Area	3,447 sqft Living Area
Gross Area	4,107 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1990
Construction Type	Wood
Roof Type	Sawtooth
Roof Material	Composition Shingle
Lot Area	27,094 sqft (0.622 acres)
Garage Type	Attached
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces
Total Buildings	5 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3720 CAPITOLA RD
City	CAPITOLA
State	CA
Zip	95010
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	A034 18
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	2
Census Block	2001
Census Tract	121702

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	32 CALLE LA ESPALDA, SAN CLEMENTE, CA 92673-7020
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2026	Deed of Trust, Mortgage · Commercial Mortgage WATERMARK CAPITAL INC
Apr 18, 2024	Grant Deed, Transfer
Dec 27, 2023	Deed of Trust, Mortgage · Construction Mortgage NICHOLAS L JOUTZ
Oct 16, 2023	Grant Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO
Aug 16, 2021	Grant Deed, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Jul 8, 2021	Intrafamily Transfer, Transfer
Jul 9, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 16, 2023 · Amount on Record
Deed Sale	Oct 16, 2023 · Amount on Record
Prior Sale	Aug 16, 2021 · Amount on Record
Deed Document Number	202319712
Prior Transfer Date	Jun 18, 2021
Prior Transfer Doc	0000036617
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	3720 CAPITOLA RD, CAPITOLA, CA 95062-2048
Transaction Type	Mortgage
Record Updated	Apr 23, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL ORANGE CNT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	140 DEBERNARDO LN, APTOS, CA 95003-2738

Mortgage

Document Number	0000005790
Date	Mar 17, 2026
Instrument	2026-0005790

Lender

Name	WATERMARK CAPITAL INC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Apr 1, 2027

April 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Apr 18, 2024
Property Address	3720 CAPITOLA RD, CAPITOLA, CA 95010
Document Number	0000007240
Instrument Date	Apr 12, 2024
Instrument	2024-0007240
Transaction Type	Transfer
Record Updated	May 17, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 CALLE LA ESPALDA, SAN CLEMENTE, CA 92673-7020

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	3720 CAPITOLA RD, CAPITOLA, CA 95010
Transaction Type	Mortgage
Record Updated	Jan 11, 2024
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	140 DEBERNARDO LN, APTOS, CA 95003-2738

Mortgage

Document Number	0000025042
Date	Dec 27, 2023
Instrument	2023-0025042

Lender

Name	NICHOLAS L JOUTZ
Type	Private Party
Address	32 CALLE LA ESPALDA, SAN CLEMENTE, CA 92673

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Jan 1, 2025

October 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Oct 16, 2023
Property Address	3720 CAPITOLA RD, CAPITOLA, CA 95010
Document Number	0000019712
Instrument Date	Sep 20, 2023
Instrument	2023-0019712
Transaction Type	Transfer
Record Updated	Nov 1, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Tax	$3,025.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	32 CALLE LA ESPALKIA, SAN CLEMENTE, CA 92673

August 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Aug 16, 2021
Property Address	3720 CAPITOLA RD, CAPITOLA, CA 95010
Document Number	0000042582
Instrument Date	Aug 11, 2021
Instrument	2021-0042582
Transaction Type	Transfer
Record Updated	Nov 15, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	333 BUSH ST STE 1700, 1700, SAN FRANCISCO, CA 94104-2831

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Jul 8, 2021
Property Address	3720 CAPITOLA RD, CAPITOLA, CA 95010
Document Number	0000036617
Instrument Date	Jun 18, 2021
Instrument	2021-0036617
Transaction Type	Transfer
Record Updated	Jul 21, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2238 W CHRISSHAN CT, RATHDRUM, ID 83858-8869

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jul 9, 2019
Property Address	3720 CAPITOLA RD, CAPITOLA, CA 95010
Document Number	0000019020
Instrument Date	Jul 2, 2019
Instrument	19020
Transaction Type	Transfer
Record Updated	Jul 22, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	6765 LANGLEY CANYON RD SALINAS CA 939078929, SALINAS, CA 93907-8929

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Capitola City
Secondary School District	Santa Cruz City High School District (9-12) (09 - 12)
Elementary School District	Live Oak Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,861,100 (+2%) Land $2,392,920 Building $468,180
2025	$33,992.00 (+38.98%)	$2,805,000 (+37.5%) Land $2,346,000 Building $459,000
2024	$24,458.00 (+4.67%)
2023	$23,367.00 (+2.17%)	$2,040,000 Land $1,734,000 Building $306,000	$1,618,020
2022	$22,871.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANTA CRUZ WATER DEPARTMENT serves 94,626 people · EPA ID CA4410010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 484 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Cruzio, GeoLinks, Surfnet Communications.

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