Mecklenburg County property record for 382 McNinch St, Charlotte, NC 28202
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 4 ba · 2,100 sqft · built 2019 |
| Lot Size | 0.034 acres (1,499 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $790,000 (Mar 2024) |
| Tax Bill | $8,603 (2023) |
| Deeds & Mortgages | Jan 2026 Mortgage Mar 2024 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 073-221-82 |
| Primary APN | 073-221-82 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 2,100 sqft Heated Area |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 1,499 sqft (0.034 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 073-221-82 |
|---|---|
| Street Address | 382 MCNINCH ST |
| City | CHARLOTTE |
| State | NC |
| Zip | 28202-1042 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | UR-1 |
| Legal Description | L1A M65-6 |
| Legal Lot Number | 1A |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 501 |
Source: Mecklenburg County records, as of March 29, 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 382 MCNINCH ST, CHARLOTTE, NC 28202-1042 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 14, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CAPTIAL CENTER LLC |
| Mar 5, 2024 | Warranty Deed, Transfer · Conventional Mortgage BAY EQUITY LLC |
| Jun 26, 2019 | Warranty Deed, Transfer · VA Mortgage WYNDHAM CAPITAL MORTGAGE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 5, 2024 · Amount on Record |
| Deed Sale | Mar 5, 2024 · Amount on Record |
| Prior Sale | Jun 26, 2019 · Amount on Record |
| Deed Document Number | 2024019230 |
| Deed Book / Page | 38670 / 991 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 382 MCNINCH ST, CHARLOTTE, NC 28202-1042 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Name | Verified Name |
|---|---|
| Address | 382 MCNINCH ST, CHARLOTTE, NC 28202-1042 |
| Document Number | 0000003825 |
|---|---|
| Date | Jan 14, 2026 |
| Book Page | 40135/627 |
| Instrument | 2026003825 |
| Name | CAPTIAL CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Address | GLEN ALLEN, VA 23060 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 1, 2041 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Mar 5, 2024 |
| Property Address | 382 MCNINCH ST, CHARLOTTE, NC 28202-1042 |
| Document Number | 0000019230 |
| Book / Page | 38670 / 991 |
| Map Reference | MB 65 PG 6 |
| Instrument Date | Mar 5, 2024 |
| Instrument | 2024019230 |
| Transaction Type | Transfer |
| Record Updated | Apr 1, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,580.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1111 MARKET ST UNIT 3127, 3127, DRESHER, PA 19025-1175 |
| Name | Verified Name |
|---|---|
| Address | 382 MCNINCH ST, CHARLOTTE, NC 28202-1042 |
| Document Number | 0000019231 |
|---|---|
| Date | Mar 5, 2024 |
| Instrument | 2024019231 |
| Name | BAY EQUITY LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2054 |
| Document Number | 0000019231 |
|---|---|
| Date | Mar 5, 2024 |
| Book Page | 38671/1 |
| Instrument | 2024019231 |
| Name | BAY EQUITY LLC |
|---|---|
| Type | Mortgage Company |
| Address | 770 TAMALPAIS DR STE 207, CORTE MADERA, CA 94925 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Jun 26, 2019 |
| Property Address | 382 MCNINCH ST, CHARLOTTE, NC 28202-1042 |
| Document Number | 0000079705 |
| Book / Page | 33620 / 136 |
| Map Reference | MB 65 PG 6 |
| Instrument Date | Jun 3, 2019 |
| Instrument | 2019079705 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,256.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1500 SOUTH BLVD # BLVD101B, 1500, CHARLOTTE, NC 28203-4900 |
| Name | Verified Name |
|---|---|
| Address | 382 MCNINCH ST, CHARLOTTE, NC 28202-1042 |
| Document Number | 0000079706 |
|---|---|
| Date | Jun 26, 2019 |
| Instrument | 2019079706 |
| Name | WYNDHAM CAPITAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2049 |
Source: Mecklenburg County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $8,603.00 | $891,600 Land $127,500 Building $764,100 | $891,600 Land $127,500 Building $764,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 84 units insured incl. 83 condo units |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless · DSL | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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