374 McNinch St, Charlotte, NC 28202 Property Records

Mecklenburg County property record for 374 McNinch St, Charlotte, NC 28202

Property Summary

Property Type	Townhouse
Details	3 bd · 4 ba · 2,297 sqft · built 2019
Lot Size	0.038 acres (1,678 sqft)
Owner	Individual Name on Record
Last Sale	$700,000 (Oct 2021)
Tax Bill	$9,127 (2023)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`073-221-87`

Property Details

APN / Parcel Number

Primary APN	`073-221-87`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	2,297 sqft Heated Area
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	1,678 sqft (0.038 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	073-221-87
Street Address	374 MCNINCH ST
City	CHARLOTTE
State	NC
Zip	28202-1042
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	UR-1
Legal Description	L2A M65-6
Legal Lot Number	2A
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	2
Census Block	2003
Census Tract	501

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	374 MCNINCH ST, CHARLOTTE, NC 28202-1042
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2021	Warranty Deed, Transfer · Conventional Mortgage AMERICAN SECURITY MORTGAGE CORP
Jul 1, 2019	Warranty Deed, Transfer · Conventional Mortgage ALLY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 29, 2021 · Amount on Record
Deed Sale	Oct 29, 2021 · Amount on Record
Prior Sale	Jul 1, 2019 · Amount on Record
Deed Document Number	0036703198
Deed Book / Page	36703 / 198
Record Updated	Jun 7, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Oct 29, 2021
Property Address	374 MCNINCH ST, CHARLOTTE, NC 28202-1042
Document Number	0000206907
Book / Page	36703 / 198
Map Reference	MB 65 PG 6
Instrument Date	Oct 25, 2021
Instrument	2021206907
Transaction Type	Transfer
Record Updated	May 25, 2023
Title Company	SOUTH MIAMI TITLE COMPANY, SOUTH CITY TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,400.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	19 PORTSMOUTH BAY AVE, PONTE VEDRA, FL 32081-1540

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	374 MCNINCH ST, CHARLOTTE, NC 28202-1042

Mortgage

Document Number	0000206908
Date	Oct 29, 2021
Instrument	2021206908

Lender

Name	AMERICAN SECURITY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jul 1, 2019
Property Address	374 MCNINCH ST, CHARLOTTE, NC 28202-1042
Document Number	0000082262
Book / Page	33635 / 119
Map Reference	MB 63 PG 306
Instrument Date	Jun 3, 2019
Instrument	2019082262
Transaction Type	Transfer
Record Updated	Jun 15, 2021
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,383.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1500 SOUTH BLVD, 1500, CHARLOTTE, NC 28203-4900

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	374 MCNINCH ST, CHARLOTTE, NC 28202-1042

Mortgage

Document Number	0000082263
Date	Jul 1, 2019
Instrument	2019082263

Lender

Name	ALLY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	84 units insured incl. 83 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Google Fiber.

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