370 McNinch St, Charlotte, NC 28202 Property Records

Mecklenburg County property record for 370 McNinch St, Charlotte, NC 28202

Property Summary

Property Type	Townhouse
Details	3 bd · 4 ba · 2,201 sqft · built 2019
Lot Size	0.042 acres (1,841 sqft)
Owner	Individual Name on Record
Last Sale	$691,500 (Jun 2019)
Tax Bill	$7,830 (2023)
Deeds & Mortgages	Feb 2021 Mortgage Jul 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`073-221-88`

Property Details

APN / Parcel Number

Primary APN	`073-221-88`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	2,201 sqft Heated Area
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	1,841 sqft (0.042 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	073-221-88
Street Address	370 MCNINCH ST
City	CHARLOTTE
State	NC
Zip	28202-1042
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	UR-1
Legal Description	L2B M65-6
Legal Lot Number	2B
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	2
Census Block	2003
Census Tract	501

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	350 MCNINCH ST # 4, 4, CHARLOTTE, NC 28202-1042
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Jul 8, 2022	Deed of Trust, Mortgage · Line of Credit UWHARRIE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 12, 2019 · Amount on Record
Deed Sale	Jun 12, 2019 · Amount on Record
Deed Document Number	0033579833
Deed Book / Page	33579 / 833
Record Updated	Jun 7, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	370 MCNINCH ST, CHARLOTTE, NC 28202-1042
Transaction Type	Mortgage
Record Updated	May 25, 2023
Title Company	SERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000035151
Date	Feb 24, 2021
Book Page	35709/974
Instrument	2021035151

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	370 MCNINCH ST, CHARLOTTE, NC 28202-1042
Transaction Type	Mortgage
Record Updated	May 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	370 MCNINCH ST 4, 4, CHARLOTTE, NC 28202-1042

Mortgage

Document Number	0000100888
Date	Jul 8, 2022
Book Page	37486/953
Instrument	2022100888

Lender

Name	UWHARRIE BANK
Type	Bank
Address	ALBEMARLE, NC 28002

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jul 7, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	84 units insured incl. 83 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Google Fiber.

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