3812 Saba Ct, Punta Gorda, FL 33950 Property Records

Charlotte County property record for 3812 Saba Ct, Punta Gorda, FL 33950

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,344 sqft · built 1988
Lot Size	0.219 acres (9,552 sqft)
Owner	2 Individual Names on File
Last Sale	$299,000 (Jul 1995)
Tax Bill	$4,876 (2025)
Deeds & Mortgages	Apr 2021 Transfer
Flood Zone	Zone AE (high risk)
APN	`412223179002`

Property Details

APN / Parcel Number

Primary APN	`412223179002`
Alternative APNs	`00951600012002` `10004695985`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,344 sqft Living Area
Gross Area	3,194 sqft
1st Floor Area	2,344 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Type	Cathedral/Clerestory
Roof Material	Tile
Lot Area	9,552 sqft (0.219 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	484 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	38 sqft
Porch	Raised Porch
Porch Area	366 sqft
Loading Dock	126 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	00951600012002
Street Address	3812 SABA CT
City	PUNTA GORDA
State	FL
Zip	33950-8125
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GS-3.5
Legal Description	PUNTA GORDA ISLES SEC12 BLK138 LT15 581/539 873/1454 956-707 1413/1757 4753/78
Legal Range	22E
Legal Township	41S
Legal Section	23
Legal Subdivision	PUNTA GORDA ISLES
Legal Tract	PGI
Legal Block	138
Legal Lot Number	15
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PUNTA GORDA
Census Block Group	3
Census Block	3012
Census Tract	10405

Owner

Source: Charlotte County records · APN 412223179002

Assessment roll updated November 19, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3812 SABA CT, PUNTA GORDA, FL 33950-8125
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 26, 1995 · Amount on Record
Deed Sale	Jul 26, 1995 · Amount on Record
Deed Book / Page	1413 / 1757
Last Transfer Date	Apr 22, 2021
Transfer Doc	0047530078
Record Updated	Jun 08, 2026

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHARLOTTE FL
Recording Date	Apr 23, 2021
Property Address	3812 SABA CT, PUNTA GORDA, FL 33950-8125
Document Number	0047530078
Book / Page	4753 / 78
Map Reference	MB 8 PG 6A-6T
Instrument Date	Apr 22, 2021
Instrument	2935185
Transaction Type	Transfer
Record Updated	Jun 07, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	3812 SABA CT, PUNTA GORDA, FL 33950-8125

Tax Assessment & Valuation

Source: Charlotte County records · Assessment roll updated November 19, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Municipality	Punta Gorda City
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,876.00 (-18.23%) Homeowner's exemption	$334,455 (+6%)	$663,729 (-5.3%) Land $340,000 Building $323,729
2024	$5,963.00 (+3.08%)
2023	$5,785.00 (+5.55%) Homeowner's exemption	$315,518 (+3.49%)	$700,844 (-0.96%) Land $400,000 Building $300,844
2022	$5,481.00 Homeowner's exemption	$304,867	$707,665 Land $294,100 Building $413,565

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Charlotte County (12015C), as of September 28, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120150104053, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 1,331 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2,225 units insured incl. 894 condo units
Nearby Flood Claims	127 (2004–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 50 claims Hurricane Helene, Sep 2024 · 33 claims Hurricane Ian, Oct 2022 · 17 claims

Wildfire

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
ALTIUS Communications Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 250 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system FL6080051, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF PUNTA GORDA serves 36,302 people
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.