St. Louis County property record for 3818 Rock Bluff Ct, Saint Louis, MO 63129
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,639 sqft · built 1984 |
| Lot Size | 0.41 acres (17,860 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $355,000 (Aug 2023) |
| Tax Bill | $4,436 (2025) |
| Deeds & Mortgages | May 2023 Line of Credit Aug 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 31K-31-0361 |
| Primary APN | 31K-31-0361 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,639 sqft Living Area |
| Gross Area | 3,304 sqft |
| 1st Floor Area | 1,218 sqft |
| Basement Area | 203 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Conventional |
| Exterior Material | Frame/Masonry |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 17,860 sqft (0.41 acres) |
| Lot Dimensions | 159 ft deep x 56 ft wide |
| View / Lot | Cul-De-Sac |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 72 sqft |
| Deck Area | 330 sqft |
| Patio Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 3818 ROCK BLUFF CT |
|---|---|
| City | SAINT LOUIS |
| State | MO |
| Zip | 63129-2348 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | ROYAL RIDGE 8 26 83 LOT 24 |
| Legal Subdivision | ROYAL RIDGE |
| Legal Lot Number | 24 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | TESSON FERRY |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 220449 |
Source: St. Louis County records, as of October 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3818 ROCK BLUFF CT, SAINT LOUIS, MO 63129-2348 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| May 30, 2023 | Deed of Trust, Mortgage · Line of Credit CENTRAL TRUST BANK |
| Aug 23, 2023 | Warranty Deed, Transfer · Commercial Mortgage CNB BANK |
| Aug 4, 2020 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 23, 2023 · Amount on Record |
| Deed Sale | Aug 23, 2023 · Amount on Record |
| Prior Sale | Feb 24, 2011 · Amount on Record |
| Deed Document Number | 2023823299 |
| Last Transfer Date | Feb 17, 2024 |
| Transfer Doc | 0000000002 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 3818 ROCK BLUFF CT, SAINT LOUIS, MO 63129-2348 |
| Transaction Type | Mortgage |
| Record Updated | Nov 1, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3818 ROCK BLUFF CT, SAINT LOUIS, MO 63129-2348 |
| Document Number | 2023053000400 |
|---|---|
| Date | May 30, 2023 |
| Instrument | 2023053000400 |
| Name | CENTRAL TRUST BANK |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63151 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 30, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Aug 23, 2023 |
| Property Address | 3818 ROCK BLUFF CT, SAINT LOUIS, MO 63129-2348 |
| Document Number | 2023082300299 |
| Map Reference | MB 217 PG 28 |
| Instrument Date | Aug 17, 2023 |
| Instrument | 2023082300299 |
| Transaction Type | Transfer |
| Record Updated | Feb 14, 2024 |
| Title Company | INVESTORS TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2227 S 11TH ST, SAINT LOUIS, MO 63104-4116 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3818 ROCK BLUFF CT, SAINT LOUIS, MO 63129-2348 |
| Document Number | 2023082300300 |
|---|---|
| Date | Aug 23, 2023 |
| Instrument | 2023082300300 |
| Name | CNB BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 3818 ROCK BLUFF CT, SAINT LOUIS, MO 63129-2348 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ORNTIC ST LOUIS |
| Name | Verified Name |
|---|---|
| Address | 3818 ROCK BLUFF CT, SAINT LOUIS, MO 63129-2348 |
| Document Number | 0241721664 |
|---|---|
| Date | Aug 4, 2020 |
| Book Page | 24172/1664 |
| Instrument | 2020080402322 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jul 1, 2050 |
Source: St. Louis County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Louis County |
| Unified School District | Mehlville R-IX School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $71,110 (-) Land $25,400 Building $45,710 | $374,300 (-) Land $133,700 Building $240,600 | |
| 2025 | $4,436.00 (+4.45%) | $71,110 (+12.36%) Land $25,400 Building $45,710 | $374,300 (+12.37%) Land $133,700 Building $240,600 |
| 2024 | $4,247.00 (+1.29%) | ||
| 2023 | $4,193.00 (+16.67%) | $63,290 (+15.26%) Land $13,600 Building $49,690 | $333,100 (+15.26%) Land $71,600 Building $261,500 |
| 2022 | $3,594.00 | $54,910 Land $11,360 Building $43,550 | |
| 2021 | $289,000 Land $59,800 Building $229,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 10, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures