3801 Rock Bluff Ct, Saint Louis, MO 63129 Property Records

St. Louis County property record for 3801 Rock Bluff Ct, Saint Louis, MO 63129

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,179 sqft · built 1985
Lot Size	0.239 acres (10,454 sqft)
Owner	2 Individual Names on File
Last Sale	$140,000 (Jul 1985)
Tax Bill	$4,361 (2024)
Deeds & Mortgages	Oct 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`31K-3-1-032-3`

Property Details

APN / Parcel Number

Primary APN	`31K-3-1-032-3`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,179 sqft Living Area
1st Floor Area	2,161 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Architectural Style	Ranch
Exterior Material	Brick
Foundation Type	Raised
Lot Area	10,454 sqft (0.239 acres)
Lot Dimensions	101 ft deep x 106 ft wide
Garage Area	437 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	192 sqft
Patio Area	240 sqft
Balcony	Balcony
Balcony Area	18 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3801 ROCK BLUFF CT
City	SAINT LOUIS
State	MO
Zip	63129-2348
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	ROYAL RIDGE 31K310075 8 26 83
Legal Subdivision	ROYAL RIDGE
Legal Lot Number	18
Jurisdiction	ST LOUIS MO
Township / Civil Division	TESSON FERRY
Census Block Group	2
Census Block	2001
Census Tract	220449

Owner

Source: St. Louis County records · APN 31K-3-1-032-3

Assessment roll updated May 31, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3801 ROCK BLUFF CT, SAINT LOUIS, MO 63129-2348
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 01, 1985 · Amount on Record
Deed Sale	Jul 01, 1985 · Amount on Record
Record Updated	Jun 08, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	3801 ROCK BLUFF CT, SAINT LOUIS, MO 63129-2348
Transaction Type	Mortgage
Record Updated	Aug 16, 2023
Title Company	SECURITY TITLE INSURANCE AGENCY, SECURITY TITLE INS AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3801 ROCK BLUFF CT, SAINT LOUIS, MO 63129-2348

Mortgage

Document Number	0251503852
Date	Oct 06, 2021
Book Page	25150/3852
Instrument	2021100600306

Lender

Name	VANTAGE CU
Type	Credit Union
Address	SAINT CHARLES, MO 63304

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Sep 24, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated May 31, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Unified School District	Mehlville R-IX School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$78,460 (+20.71%) Land $25,180 Building $53,280	$412,900 (+20.7%) Land $132,500 Building $280,400
2024	$4,361.00 (+1.28%)
2023	$4,306.00 (+12.11%)	$65,000 (+10.77%) Land $13,470 Building $51,530	$342,100 (+10.78%) Land $70,900 Building $271,200
2022	$3,841.00	$58,680 Land $11,690 Building $46,990
2021			$308,800 Land $61,500 Building $247,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (29189C), as of August 10, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 234 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MO6010716, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.