St. Louis County property record for 3815 Rock Bluff Ct, Saint Louis, MO 63129
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,715 sqft · built 1985 |
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $289,870 (Oct 2024) |
| Tax Bill | $5,049 (2025) |
| Deeds & Mortgages | Oct 2023 Line of Credit Mar 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 31K-31-0350 |
| Primary APN | 31K-31-0350 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,715 sqft Living Area |
| Gross Area | 3,365 sqft |
| 1st Floor Area | 1,230 sqft |
| Basement Area | 210 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Conventional |
| Exterior Material | Frame/Masonry |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 13,939 sqft (0.32 acres) |
| Lot Dimensions | 125 ft deep x 103 ft wide |
| View / Lot | Cul-De-Sac |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 648 sqft |
|---|---|
| Porch | Open Frame Porch |
| Porch Area | 60 sqft |
| Patio Area | 318 sqft |
| Balcony Area | 45 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 3815 ROCK BLUFF CT |
|---|---|
| City | SAINT LOUIS |
| State | MO |
| Zip | 63129-2348 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | ROYAL RIDGE 31K310075 8 26 83 LOT 21 |
| Legal Subdivision | ROYAL RIDGE |
| Legal Lot Number | 21 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | TESSON FERRY |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 220449 |
Source: St. Louis County records, as of October 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3815 ROCK BLUFF CT, SAINT LOUIS, MO 63129-2348 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 30, 2023 | Deed of Trust, Mortgage · Line of Credit FIRST COMMUNITY CU |
| Mar 25, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMUNITY CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 22, 2024 · Amount on Record |
| Deed Sale | Oct 22, 2024 · Amount on Record |
| Prior Sale | Oct 7, 2013 · Amount on Record |
| Deed Document Number | 20241022412 |
| Prior Transfer Date | Oct 8, 2024 |
| Prior Transfer Doc | 0000000412 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 3815 ROCK BLUFF CT, SAINT LOUIS, MO 63129-2348 |
| Transaction Type | Mortgage |
| Record Updated | Mar 25, 2024 |
| Title Company | TOUCHSTONE TITLE AND ABSTRACT, TOUCHSTONE TITLE & ABSTRACT |
| Name | Verified Name |
|---|---|
| Address | 3815 ROCK BLUFF CT, SAINT LOUIS, MO 63129-2348 |
| Investor | Possibly a Property Investor |
| Document Number | 2023103000187 |
|---|---|
| Date | Oct 30, 2023 |
| Instrument | 2023103000187 |
| Name | FIRST COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | CHESTERFIELD, MO 63005 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 1, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 3815 ROCK BLUFF CT, SAINT LOUIS, MO 63129-2348 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TOUCHSTONE TITLE & ABSTRACT |
| Name | Verified Name |
|---|
| Document Number | 0239802482 |
|---|---|
| Date | Mar 25, 2020 |
| Book Page | 23980/2482 |
| Instrument | 2020032500462 |
| Name | FIRST COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | CHESTERFIELD, MO 63005 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2050 |
Source: St. Louis County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Louis County |
| Unified School District | Mehlville R-IX School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $81,000 (-) Land $27,150 Building $53,850 | $426,300 (-) Land $142,900 Building $283,400 | |
| 2025 | $5,049.00 (+3.19%) | $81,000 (+10.99%) Land $27,150 Building $53,850 | $426,300 (+10.99%) Land $142,900 Building $283,400 |
| 2024 | $4,893.00 (+1.28%) | ||
| 2023 | $4,831.00 (+18.12%) | $72,980 (+16.79%) Land $14,540 Building $58,440 | $384,100 (+16.78%) Land $76,500 Building $307,600 |
| 2022 | $4,090.00 | $62,490 Land $12,960 Building $49,530 | |
| 2021 | $328,900 Land $68,200 Building $260,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 10, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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