3818 Gladstone St, Duluth, MN 55804 Property Records

St. Louis County property record for 3818 Gladstone St, Duluth, MN 55804 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.25 ba · 1,932 sqft · built 1965
Lot Size	0.369 acres (16,093 sqft)
Owner	Individual Name on File
Last Sale	$795,000 (Jun 2021)
Tax Bill	$13,024 (2026)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-3459-00070`

Property Details

APN / Parcel Number

Primary APN	`010-3459-00070`
Alternative APN	`1111932`

Interior

Bedrooms	4 Beds
Full Baths	2.25 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,932 sqft Gross Area
1st Floor Area	1,652 sqft
Basement Area	756 sqft
Finished Basement	756 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Custom Design
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Lot Area	16,093 sqft (0.369 acres)
Garage Type	Basement

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	488 sqft
Deck Area	776 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	1111932
Street Address	3818 GLADSTONE ST
City	DULUTH
State	MN
Zip	55804-1903
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 0007 BLOCK:000 SERIAL #
Legal Subdivision	NORTHLAND TERRACE 1ST ADD DULU
Legal Lot Number	7
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	3
Census Block	3017
Census Tract	600

Owner

Source: St. Louis County records · APN 010-3459-00070

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3818 GLADSTONE ST, DULUTH, MN 55804-1903
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2021	Warranty Deed, Transfer · Conventional Mortgage NORTH SHORE BANK OF COMMERCE
Jun 16, 2017	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 30, 2021 · Amount on Record
Deed Sale	Jun 30, 2021 · Amount on Record
Deed Document Number	20211043016
Record Updated	Sep 20, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jun 30, 2021
Property Address	3818 GLADSTONE ST, DULUTH, MN 55804-1903
Document Number	0001043016
Instrument Date	Jun 25, 2021
Instrument	1043016
Transaction Type	Transfer
Record Updated	Jul 28, 2021
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,623.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3818 GLADSTONE ST, DULUTH, MN 55804-1903

Mortgage

Document Number	0001043017
Date	Jun 30, 2021
Instrument	1043017

Lender

Name	NORTH SHORE BANK OF COMMERCE
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2051

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jun 16, 2017
Property Address	3818 GLADSTONE ST, DULUTH, MN 55804-1903
Document Number	000T986065
Instrument Date	Jun 12, 2017
Instrument	T986065
Transaction Type	Transfer
Record Updated	Jun 27, 2017
Title Company	STATE LOUIS COMPANY TITLE (SLCTC), ST LOUIS CO TITLE (SLCTC)

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,270.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3818 GLADSTONE ST DULUTH MN 558041903, DULUTH, MN 55804-1903

Mortgage

Document Number	T986066
Date	Jun 16, 2017
Instrument	T986066

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 15, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.5%

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$13,024.00 (+7.85%)
2025	$12,076.00 (+20.49%)	$891,500 (+9.68%) Land $103,100 Building $788,400	$891,500 (+9.68%) Land $103,100 Building $788,400
2024	$10,022.00	$812,800 (+32.81%) Land $103,100 Building $709,700	$812,800 (+32.81%) Land $103,100 Building $709,700
2022		$612,000 Land $58,500 Building $553,500	$612,000 Land $58,500 Building $553,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271370006003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2012)
Most Recent Claim	Jun 2012, Severe Storms And Flooding

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 367 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
AT&T	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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