3810 Gladstone St, Duluth, MN 55804 Property Records

St. Louis County property record for 3810 Gladstone St, Duluth, MN 55804

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.75 ba · 1,536 sqft · built 1960
Lot Size0.307 acres (13,380 sqft)
OwnerIndividual Name on Record
Last Sale$442,000 (Jun 2015)
Tax Bill$8,264 (2026)
Deeds & MortgagesJul 2023 Mortgage
Aug 2022 Construction Loan
+ 3 more
Flood ZoneZone X (minimal risk)
APN010-3459-00050

Property Details

APN / Parcel Number

Primary APN010-3459-00050
Alternative APNs
  • 1067025
  • 1135837

Interior

Bedrooms3 Beds
Full Baths1.75 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,536 sqft Gross Area
1st Floor Area1,536 sqft
Basement Area1,296 sqft
Finished Basement1,296 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Architectural StyleRanch
Exterior MaterialWood
Construction TypeFrame
Roof TypeGable
Lot Area13,380 sqft (0.307 acres)
Garage Area806 sqft

Exterior Amenities

Pool TypeSpa / Hot Tub (No Pool)
Deck Area544 sqft
Storage Building96 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Account Number1135837
Street Address3810 GLADSTONE ST
CityDULUTH
StateMN
Zip55804-1903
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT: 0005 BLOCK:000 SERIAL #
Legal SubdivisionNORTHLAND TERRACE FIRST ADDITION
Legal Lot Number5
JurisdictionST LOUIS MN
Township / Civil DivisionDULUTH
Census Block Group3
Census Block3017
Census Tract600

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3810 GLADSTONE ST, DULUTH, MN 55804-1903
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 25, 2023Deed of Trust, Mortgage · Commercial Mortgage
SECURITY STATE BANK OF HIBBING
Aug 24, 2022Intrafamily Transfer, Transfer · Construction Mortgage
SECURITY STATE BANK OF HIBBING
Oct 13, 2020Deed of Trust, Mortgage · Conventional with PMI
SECURITY ST BK/HIBBING
Oct 13, 2020Deed of Trust, Mortgage · Line of Credit
SECURITY ST BK/HIBBING
Mar 5, 2019Quit Claim Deed, Transfer
OTHER

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 9, 2015 · Amount on Record
Deed SaleJun 9, 2015 · Amount on Record
Prior SaleDec 26, 2007 · Amount on Record
Deed Document Number2015391110
Last Transfer DateAug 16, 2022
Transfer Doc0001060450
Record UpdatedSep 20, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address3810 GLADSTONE ST, DULUTH, MN 55804-1903
Transaction TypeMortgage
Record UpdatedAug 25, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address3810 GLADSTONE ST, DULUTH, MN 55804-1903

Mortgage

Document Number0001070502
DateJul 25, 2023
Instrument1070502
Lender
NameSECURITY STATE BANK OF HIBBING
TypeBank
AddressHIBBING, MN 55746
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term63 Months
DueOct 1, 2028

August 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionST LOUIS MN
Recording DateAug 24, 2022
Property Address3810 GLADSTONE ST, DULUTH, MN 55804-1903
Document Number0001060450
Instrument DateAug 6, 2022
Instrument1060450
Transaction TypeTransfer
Record UpdatedSep 29, 2022
Title CompanyNOT AVAILABLE, PIONEER TITLE TWIN PORTS

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address3810 GLADSTONE ST, DULUTH, MN 55804-1903

Mortgage

Document Number0001060451
DateAug 24, 2022
Instrument1060451
Lender
NameSECURITY STATE BANK OF HIBBING
TypeBank
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueAug 22, 2023

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address3810 GLADSTONE ST, DULUTH, MN 55804-1903
Document Number00T1030837
Instrument DateOct 13, 2020
Transaction TypeMortgage
Record UpdatedNov 19, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3810 GLADSTONE ST DULUTH MN 558041903, DULUTH, MN 55804-1903

Mortgage

Document Number00T1030837
DateOct 21, 2020
InstrumentT1030837
Lender
NameSECURITY ST BK/HIBBING
TypeBank
AddressHIBBING, MN 55746
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term120 Months
DueOct 20, 2030

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address3810 GLADSTONE ST, DULUTH, MN 55804-1903
Document Number00T1031436
Instrument DateOct 13, 2020
Transaction TypeMortgage
Record UpdatedDec 2, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3810 GLADSTONE ST DULUTH MN 558041903, DULUTH, MN 55804-1903

Mortgage

Document Number00T1031436
DateNov 3, 2020
InstrumentT1031436
Lender
NameSECURITY ST BK/HIBBING
TypeBank
AddressHIBBING, MN 55746
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueNov 2, 2025
Interest
Rate TypeAdjustable Rate

March 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionST LOUIS MN
Recording DateMar 5, 2019
Property Address3810 GLADSTONE ST, DULUTH, MN 55804-1903
Document Number00T1008303
Instrument DateFeb 25, 2019
InstrumentT1008303
Transaction TypeTransfer
Record UpdatedMar 20, 2019
Title CompanyOTHER

Transaction

AmountAmount Recorded
Tax$1.65
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3810 GLADSTONE ST DULUTH MN 558041903, DULUTH, MN 55804-1903

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityDuluth City
Unified School DistrictDuluth Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$8,264.00 (+8.17%) Homeowner's exemption
2025$7,640.00 (+63.39%) Homeowner's exemption$601,100 (+9.83%) Land $61,600 Building $539,500$601,100 (+9.83%) Land $61,600 Building $539,500
2024$4,676.00$547,300 (+36.55%) Land $61,600 Building $485,700$547,300 (+36.55%) Land $61,600 Building $485,700
2022$400,800 Land $37,500 Building $363,300$400,800 Land $37,500 Building $363,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims1 (2012)
Most Recent ClaimJun 2012 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDuluth
serves 86,859 people · EPA ID MN1690011
Water SourceSurface water
Last State InspectionFeb 2025
Lead8 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Oct 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
AT&T
Fixed Wireless
100 / 20

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