3806 Gladstone St, Duluth, MN 55804 Property Records

St. Louis County property record for 3806 Gladstone St, Duluth, MN 55804

Property Summary

Property TypeSingle Family Home
Details5 bd · 4.25 ba · 3,431 sqft · built 1962
Lot Size1.44 acres (63,143 sqft)
OwnerIndividual Name on Record
Last Sale$375,000 (Dec 2015)
Tax Bill$9,766 (2026)
Deeds & MortgagesOct 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN010-3459-00040

Property Details

APN / Parcel Number

Primary APN010-3459-00040
Alternative APN
  • 1001993

Interior

Bedrooms5 Beds
Full Baths4.25 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories1 Story
Building Area3,431 sqft Gross Area
1st Floor Area3,431 sqft
Basement Area1,064 sqft
Finished Basement1,064 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1962
Architectural StyleSplit Level
Exterior MaterialWood
Construction TypeFrame
Roof TypeGable
Lot Area63,143 sqft (1.44 acres)
Garage Area864 sqft

Exterior Amenities

Pool TypeSpa / Hot Tub (No Pool)
PorchSlab
Porch Area87 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Account Number1001993
Street Address3806 GLADSTONE ST
CityDULUTH
StateMN
Zip55804-1903
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT: 0004 BLOCK:000 SERIAL #
Legal SubdivisionNORTHLAND TERRACE FIRST ADDITION
Legal Lot Number4
JurisdictionST LOUIS MN
Township / Civil DivisionDULUTH
Census Block Group3
Census Block3016
Census Tract600

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3806 GLADSTONE ST, DULUTH, MN 55804-1903
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 29, 2015 · Amount on Record
Deed SaleDec 29, 2015 · Amount on Record
Deed Document Number2015966097
Record UpdatedSep 20, 2026

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address3806 GLADSTONE ST, DULUTH, MN 55804-1903
Document Number0001016968
Instrument DateOct 21, 2019
Transaction TypeMortgage
Record UpdatedNov 13, 2019
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address3806 GLADSTONE ST DULUTH MN 558041903, DULUTH, MN 55804-1903

Mortgage

Document Number0001016968
DateNov 4, 2019
Instrument1016968
Lender
NameFRANDSEN BK&TR
TypeBank
AddressNEW ULM, MN 56073
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueNov 3, 2034

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityDuluth City
Unified School DistrictDuluth Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$9,766.00 (+7.72%) Homeowner's exemption
2025$9,066.00 (+12.9%) Homeowner's exemption$690,000 (+9.07%) Land $114,500 Building $575,500$690,000 (+9.07%) Land $114,500 Building $575,500
2024$8,030.00$632,600 (+22.86%) Land $114,500 Building $518,100$632,600 (+22.86%) Land $114,500 Building $518,100
2022$514,900 Land $85,100 Building $429,800$514,900 Land $85,100 Building $429,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims1 (2012)
Most Recent ClaimJun 2012 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDuluth
serves 86,859 people · EPA ID MN1690011
Water SourceSurface water
Last State InspectionFeb 2025
Lead8 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Oct 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
AT&T
Fixed Wireless
100 / 20

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