Oklahoma County property record for 3817 River Downs Dr, Edmond, OK 73034
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,385 sqft · built 2000 |
| Lot Size | 0.233 acres (10,193 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $268,000 (Apr 2018) |
| Tax Bill | $4,079 (2025) |
| Deeds & Mortgages | Aug 2019 Mortgage Aug 2020 Loan Modification + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-084-1090 |
| Primary APN | 20-084-1090 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,385 sqft Living Area |
| 1st Floor Area | 2,385 sqft |
| Laundry Room | Laundry Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Brick Veneer |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,193 sqft (0.233 acres) |
| Lot Dimensions | 120 ft deep x 85 ft wide |
| Garage Type | Attached |
| Garage Area | 726 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
| Porch Area | 162 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R200841090 |
|---|---|
| Street Address | 3817 RIVER DOWNS DR |
| City | EDMOND |
| State | OK |
| Zip | 73034-2616 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | STEEPLECHASE 3RD 010 004 |
| Legal Range | 02W |
| Legal Township | 14N |
| Legal Section | 18 |
| Legal Quarter | NE |
| Legal Subdivision | STEEPLECHASE 3RD |
| Legal Block | 10 |
| Legal Lot Number | 4 |
| Jurisdiction | OKLAHOMA OK |
| Township / Civil Division | OKLAHOMA CITY NORTHWEST |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 108106 |
Source: Oklahoma County records · APN 20-084-1090
Assessment roll updated October 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3817 RIVER DOWNS DR, EDMOND, OK 73034-2616 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 21, 2019 | Deed of Trust, Mortgage · Commercial Mortgage PROSPERITY BANK |
| Aug 14, 2020 | Loan Modification, Mortgage · Conventional Mortgage PROSPERITY BK |
| Apr 10, 2018 | Grant Deed, Transfer · Conventional Mortgage PRIME LNDG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 10, 2018 · Amount on Record |
| Deed Sale | Apr 10, 2018 · Amount on Record |
| Prior Sale | Jun 25, 2003 · Amount on Record |
| Deed Document Number | 20180410010470190 |
| Deed Book / Page | 13704 / 0756 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKLAHOMA OK |
| Property Address | 3817 RIVER DOWNS DR, EDMOND, OK 73034-2616 |
| Transaction Type | Mortgage |
| Record Updated | Mar 07, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0011164830 |
|---|---|
| Date | Aug 21, 2019 |
| Book Page | 14109/1356 |
| Instrument | 20190821011164830 |
| Name | PROSPERITY BANK |
|---|---|
| Type | Bank |
| Address | OKLAHOMA CITY, OK 73127 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Aug 14, 2020 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | OKLAHOMA OK |
| Property Address | 3817 RIVER DOWNS DR, EDMOND, OK 73034-2616 |
| Document Number | 0144841333 |
| Instrument Date | Aug 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3817 RIVER DOWNS DR EDMOND OK 730342616, EDMOND, OK 73034-2616 |
| Document Number | 0144841333 |
|---|---|
| Date | Sep 22, 2020 |
| Book Page | 014484/001333 |
| Instrument | 11398680 |
| Name | PROSPERITY BK |
|---|---|
| Type | Bank |
| Address | EDMOND, OK 73013 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Sep 21, 2021 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OKLAHOMA OK |
| Recording Date | Apr 10, 2018 |
| Property Address | 3817 RIVER DOWNS DR, EDMOND, OK 73034-2616 |
| Document Number | 0137040756 |
| Book / Page | 013704 / 000756 |
| Instrument Date | Apr 06, 2018 |
| Instrument | 10470190 |
| Transaction Type | Transfer |
| Record Updated | Apr 26, 2018 |
| Title Company | CHICAGO TITLE OK |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $402.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3817 RIVER DOWNS DR EDMOND OK 730342616, EDMOND, OK 73034-2616 |
| Document Number | 137040757 |
|---|---|
| Date | Apr 10, 2018 |
| Book Page | 013704/000757 |
| Instrument | 10470200 |
| Name | PRIME LNDG |
|---|---|
| Address | DALLAS, TX 75252 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 09, 2048 |
Source: Oklahoma County records · Assessment roll updated October 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Oklahoma County |
| Municipality | Edmond City |
| Unified School District | Edmond Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,079.00 (+11.08%) | $38,840 (+10.25%) Land $6,997 Building $31,843 | $410,500 (+7.18%) Land $73,950 Building $336,550 |
| 2023 | $3,672.00 | $35,229 Land $5,113 Building $30,116 | $383,000 Land $55,590 Building $327,410 |
Source: FEMA National Flood Hazard Layer, Oklahoma County (40109C), as of May 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 401091081061, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1990–2010) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Jun 2010 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
| Claims by Event |
|
| Wildfire Risk | Low lower than 64% of the US · lower than 91% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Airosurf Communications, AtLink Services, Chisholm Broadband.
Based on FCC filings for 160 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system OK1020723, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | EDMOND PWA serves 79,408 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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