3816 Windber Blvd, Palm Harbor, FL 34685 Property Records

Pinellas County property record for 3816 Windber Blvd, Palm Harbor, FL 34685

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,214 sqft · built 1988
Lot Size	0.41 acres (17,877 sqft)
Owner	2 Individual Names on Record
Last Sale	$435,000 (Aug 2016)
Tax Bill	$307 (2025)
Deeds & Mortgages	Feb 2021 Mortgage
Flood Zone	Zone A (high risk)
APN	`C62-000-757-2346-0`

Property Details

APN / Parcel Number

Primary APN	`C62-000-757-2346-0`
Alternative APNs	`26-27-16-96589-000-0210` `271626965890000210` `162726965890000210` `R281063`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	3,214 sqft Living Area
Gross Area	4,396 sqft
1st Floor Area	3,214 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2001
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	17,877 sqft (0.41 acres)
Lot Dimensions	158 ft deep x 111 ft wide
View / Lot	Park
Garage Type	Attached
Garage Area	771 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	411 sqft
Deck Area	180 sqft
Patio Area	180 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R281063
Street Address	3816 WINDBER BLVD
City	PALM HARBOR
State	FL
Zip	34685-1131
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD251
Legal Description	WESTMONTE ESTATES LOT 21
Legal Range	16E
Legal Township	27S
Legal Section	26
Legal Subdivision	WESTMONTE ESTATES
Legal Tract	96589
Legal Lot Number	21
Jurisdiction	PINELLAS FL
Township / Civil Division	TARPON SPRINGS
Census Block Group	1
Census Block	1003
Census Tract	27332

Owner

Source: Pinellas County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3816 WINDBER BLVD, PALM HARBOR, FL 34685-1131
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 25, 2016 · Amount on Record
Deed Sale	Aug 25, 2016 · Amount on Record
Prior Sale	Feb 21, 1996 · Amount on Record
Deed Document Number	2016262848
Deed Book / Page	19318 / 1496
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	3816 WINDBER BLVD, PALM HARBOR, FL 34685-1131
Transaction Type	Mortgage
Record Updated	Feb 23, 2021
Title Company	HB TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3816 WINDBER BLVD, PALM HARBOR, FL 34685-1131

Mortgage

Document Number	0213862310
Date	Feb 11, 2021
Book Page	21386/2310
Instrument	2021046900

Lender

Name	CHURCHILL MORTGAGE CORP
Type	Mortgage Company
Address	BRENTWOOD, TN 37027

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$307.00 (-95.41%) Veteran's exemption	$427,962 (+5.99%)	$765,864 (+17.06%) Land $129,370 Building $636,494
2023	$6,685.00 (+2.77%) Homeowner's exemption Veteran's exemption	$403,787 (+3%)	$654,274 (+10.72%) Land $148,696 Building $505,578
2022	$6,505.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$392,026	$590,908 Land $190,364 Building $400,544

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 318 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	318 in force
Nearby Flood Claims	5 (2022–2024)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 75% of the US · above 62% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20