Pinellas County property record for 3792 Windber Blvd, Palm Harbor, FL 34685
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,154 sqft · built 1988 |
| Lot Size | 0.278 acres (12,101 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $710,000 (Sep 2026) |
| Tax Bill | $5,557 (2025) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R281065 |
| Primary APN | R281065 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 3,154 sqft Living Area |
| Gross Area | 4,336 sqft |
| 1st Floor Area | 3,154 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Brick/Concrete Block Stucco |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Lot Area | 12,101 sqft (0.278 acres) |
| Lot Dimensions | 130 ft deep x 90 ft wide |
| View / Lot | Park |
| Garage Type | Attached |
| Garage Area | 771 sqft |
| Porch | Slab |
|---|---|
| Deck Area | Deck Area |
| Patio Area | 110 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R281065 |
|---|---|
| Street Address | 3792 WINDBER BLVD |
| City | PALM HARBOR |
| State | FL |
| Zip | 34685-1131 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WESTMONTE ESTATES LOT 23 |
| Legal Subdivision | WESTMONTE ESTATES |
| Legal Lot Number | 23 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | TARPON SPRINGS |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 27332 |
3792 Windber Blvd is owned and occupied by two individuals who bought it in September 2026.
Source: Pinellas County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3792 WINDBER BLVD, PALM HARBOR, FL 34685-1131 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 3, 2026 · Amount on File |
| Deed Sale | Sep 3, 2026 · Amount on File |
| Prior Sale | Sep 18, 2006 · Amount on File |
| Deed Document Number | 2026237543 |
| Deed Book / Page | 23683 / 173 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Sep 3, 2026 |
| Property Address | 3792 WINDBER BLVD, PALM HARBOR, FL 34685-1131 |
| Document Number | 0000237543 |
| Book / Page | 23683 / 173 |
| Instrument Date | Aug 31, 2026 |
| Instrument | 2026237543 |
| Transaction Type | Transfer |
| Record Updated | Sep 18, 2026 |
| Title Company | COMMUNITY TITLE, COMMUNITY LAND TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $501,970.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3792 WINDBER BLVD, PALM HARBOR, FL 34685-1131 |
| Document Number | 0000237544, |
|---|---|
| Date | Sep 3, 2026 |
| Instrument | 2026237544 |
| Name | LOWER LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Sep 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
The 2025 property tax bill for 3792 Windber Blvd was $5,557.
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $5,557.00 | |
| 2023 | $5,155.00 (+1.24%) Homeowner's exemption Widower's exemption | |
| 2022 | $5,092.00 Homeowner's exemption Widower's exemption | $1,659 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3792 Windber Blvd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 318 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 318 in force |
| Nearby Flood Claims | 5 (2022–2024) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3792 Windber Blvd is high, ranking above 75% of the US, with a 0.4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 75% of the US · above 62% of Florida |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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