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3789 Windber Blvd, Palm Harbor, FL 34685 Property Records

Pinellas County property record for 3789 Windber Blvd, Palm Harbor, FL 34685

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,285 sqft · built 1988
Lot Size0.355 acres (15,446 sqft)
Owner2 Individual Names on File
Last Sale$519,000 (May 2019)
Tax Bill$8,702 (2025)
Deeds & MortgagesFeb 2020 Mortgage
May 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNC62-000-757-2341-1

Property Details

APN / Parcel Number

Primary APNC62-000-757-2341-1
Alternative APNs
  • 26-27-16-96589-000-0160
  • 271626965890000160
  • 162726965890000160
  • R281058

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Stories1 Story
Building Area3,285 sqft Living Area
Gross Area4,368 sqft
1st Floor Area3,285 sqft
FlooringCarpet
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 2000
Architectural StyleCustom Design
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialOther
Lot Area15,446 sqft (0.355 acres)
Lot Dimensions151 ft deep x 96 ft wide
Garage TypeAttached
Garage Area441 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area642 sqft
Deck Area96 sqft
Patio Area96 sqft
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR281058
Street Address3789 WINDBER BLVD
CityPALM HARBOR
StateFL
Zip34685-1133
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRPD251
Legal DescriptionWESTMONTE ESTATES LOT 16
Legal Range16E
Legal Township27S
Legal Section26
Legal SubdivisionWESTMONTE ESTATES
Legal Tract96589
Legal Lot Number16
JurisdictionPINELLAS FL
Township / Civil DivisionTARPON SPRINGS
Census Block Group1
Census Block1003
Census Tract27332

Owner

3789 Windber Blvd is owned and occupied by two individuals who bought it in May 2019.

Source: Pinellas County records, as of September 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address3789 WINDBER BLVD, PALM HARBOR, FL 34685-1133
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 6, 2020Deed of Trust, Mortgage · Conventional Mortgage
CALIBER HM LOANS
May 10, 2019Warranty Deed, Transfer · Conventional Mortgage
FIRST COMMUNITY MORTGAGE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 10, 2019 · Amount on File
Deed SaleMay 10, 2019 · Amount on File
Prior SaleFeb 16, 2016 · Amount on File
Deed Document Number2019148404
Deed Book / Page20534 / 1635
Prior Transfer DateNov 17, 2006
Prior Transfer Doc0154920826
Record UpdatedOct 29, 2026

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address3789 WINDBER BLVD, PALM HARBOR, FL 34685-1133
Document Number0208860578
Instrument DateFeb 6, 2020
Transaction TypeMortgage
Record UpdatedMar 4, 2020
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3789 WINDBER BLVD PALM HARBOR FL 346851133, PALM HARBOR, FL 34685-1133

Mortgage

Document Number0208860578
DateFeb 17, 2020
Book Page020886/000578
Instrument53979
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueFeb 16, 2050

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateMay 10, 2019
Property Address3789 WINDBER BLVD, PALM HARBOR, FL 34685-1133
Document Number0205341635
Book / Page20534 / 1635
Map ReferenceMB 96 PG 45-49
Instrument DateMay 8, 2019
Instrument2019148404
Transaction TypeTransfer
Record UpdatedFeb 1, 2022
Title CompanyREPUBLIC LAND AND TITLE INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,633.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1746 ARABIAN LN, 1746, PALM HARBOR, FL 34685-3345

Transferred To (Grantee/Buyer)

NameVerified Name
Address3789 WINDBER BLVD, PALM HARBOR, FL 34685-1133

Mortgage

Document Number2019148405
DateMay 10, 2019
Instrument2019148405
Lender
NameFIRST COMMUNITY MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 3789 Windber Blvd was $8,702 with a homeowner's exemption.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,702.00 Homeowner's exemption$506,819$756,971 Land $119,092 Building $637,879
2023$8,109.00 (+2.65%) Homeowner's exemption$478,189 (+3%)$635,048 (+10.68%) Land $134,786 Building $500,262
2022$7,900.00 Homeowner's exemption$464,261$573,759 Land $174,082 Building $399,677

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3789 Windber Blvd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 318 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies318 in force
Nearby Flood Claims5 (2022–2024)
Claims Outside the SFHA1 of 5
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3789 Windber Blvd is high, ranking above 75% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 75% of the US · above 62% of Florida
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
WOW Internet, Cable & Phone
Cable		1,200 / 50
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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