El Dorado County property record for 3816 Garnet Rd, Pollock Pines, CA 95726
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 804 sqft · built 1974 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $245,000 (Sep 2018) |
| Tax Bill | $2,966 (2025) |
| Deeds & Mortgages | Sep 2022 Second Mortgage Mar 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 042-653-003-000 |
| Primary APN | 042-653-003-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 804 sqft Living Area |
| 1st Floor Area | 804 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Construction Type | Wood |
| Lot Area | 12,632 sqft (0.29 acres) |
| Terrain | Wooded |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 804 sqft |
| Sewer | Municipal |
|---|---|
| Water Source | Commercial |
| Street Address | 3816 GARNET RD |
|---|---|
| City | POLLOCK PINES |
| State | CA |
| Zip | 95726-9514 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | RS 19/83/2 GLD RDG FOR 3 |
| Legal Subdivision | GLD RDG FOR 3 |
| Legal Lot Number | 89 |
| Jurisdiction | EL DORADO CA |
| Township / Civil Division | SOUTH EL DORADO |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 31406 |
Source: El Dorado County records, as of September 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3450 PALMER DR, 4, CAMERON PARK, CA 95682-8274 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Sep 8, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage THE GOLDEN 1 CU |
| Mar 9, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Sep 6, 2018 | Grant Deed, Transfer · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Sep 6, 2018 | Affidavit of Death, Transfer NORTH AMERICAN TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 6, 2018 · Amount on Record |
| Deed Sale | Sep 6, 2018 · Amount on Record |
| Deed Document Number | 201834978 |
| Prior Transfer Date | May 18, 2004 |
| Prior Transfer Doc | 0000042494 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL DORADO CA |
| Property Address | 3816 GARNET RD, POLLOCK PINES, CA 95726-9514 |
| Transaction Type | Mortgage |
| Record Updated | Sep 19, 2022 |
| Title Company | PLACER TITLE |
| Name | Verified Name |
|---|---|
| Address | 3816 GARNET RD, POLLOCK PINES, CA 95726-9514 |
| Document Number | 0000036452 |
|---|---|
| Date | Sep 8, 2022 |
| Instrument | 2022-0036452 |
| Name | THE GOLDEN 1 CU |
|---|---|
| Type | Credit Union |
| Address | SACRAMENTO, CA 95826 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 15, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL DORADO CA |
| Property Address | 3816 GARNET RD, POLLOCK PINES, CA 95726-9514 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2021 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 3816 GARNET RD, POLLOCK PINES, CA 95726-9514 |
| Document Number | 0000016413 |
|---|---|
| Date | Mar 9, 2021 |
| Instrument | 2021-0016413 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | EL DORADO CA |
| Recording Date | Sep 6, 2018 |
| Property Address | 3816 GARNET RD, POLLOCK PINES, CA 95726-9514 |
| Document Number | 0000034978 |
| Map Reference | MB E PG 10B |
| Instrument Date | Aug 23, 2018 |
| Instrument | 2018-0034978 |
| Transaction Type | Transfer |
| Record Updated | Jul 30, 2021 |
| Title Company | NORTH AMERICAN TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3816 GARNET RD, POLLOCK PINES, CA 95726-9514 |
| Document Number | 0000034979 |
|---|---|
| Date | Sep 6, 2018 |
| Instrument | 2018-0034979 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2048 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | EL DORADO CA |
| Recording Date | Sep 6, 2018 |
| Property Address | 3816 GARNET RD, POLLOCK PINES, CA 95726-9514 |
| Document Number | 0000034977 |
| Instrument Date | Aug 22, 2018 |
| Instrument | 34977 |
| Transaction Type | Transfer |
| Record Updated | Jun 11, 2019 |
| Title Company | NORTH AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 946 FLORAL RIDGE WAY SPARKS NV 894367302, SPARKS, NV 89436-7302 |
Source: El Dorado County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | California |
| County | El Dorado County |
| Secondary School District | El Dorado Union High School District (09 - 12) |
| Elementary School District | Pollock Pines Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $278,761 (+2%) Land $84,195 Building $194,566 | |
| 2025 | $2,966.00 (+6.69%) Homeowner's exemption | $273,296 (+4.04%) Land $82,545 Building $190,751 |
| 2023 | $2,780.00 (+1.57%) Homeowner's exemption | $262,686 Land $79,341 Building $183,345 |
| 2022 | $2,737.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective August 25, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 82% of the US · above 61% of California |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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