El Dorado County property record for 3802 Garnet Rd, Pollock Pines, CA 95726
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,176 sqft · built 1980 |
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $305,000 (Aug 2007) |
| Tax Bill | $2,818 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage Dec 2018 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 042-653-005-000 |
| Primary APN | 042-653-005-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 1,176 sqft Living Area |
| 1st Floor Area | 1,176 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Construction Type | Wood |
| Lot Area | 13,939 sqft (0.32 acres) |
| Terrain | Wooded |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 1,176 sqft |
| Sewer | Municipal |
|---|---|
| Water Source | Commercial |
| Street Address | 3802 GARNET RD |
|---|---|
| City | POLLOCK PINES |
| State | CA |
| Zip | 95726-9514 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | L 91 GLD RDG FOR 3 |
| Legal Subdivision | GLD RDG FOR 3 |
| Legal Lot Number | 91 |
| Jurisdiction | EL DORADO CA |
| Township / Civil Division | SOUTH EL DORADO |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 31406 |
Source: El Dorado County records, as of September 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3802 GARNET RD, POLLOCK PINES, CA 95726-9514 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Oct 15, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB |
| Dec 21, 2018 | Loan Modification, Mortgage · Line of Credit ALLY BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 31, 2007 · Amount on Record |
| Deed Sale | Aug 31, 2007 · Amount on Record |
| Prior Sale | May 16, 2000 · Amount on Record |
| Deed Document Number | 200756821 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL DORADO CA |
| Property Address | 3802 GARNET RD, POLLOCK PINES, CA 95726-9514 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | PLACER TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 3802 GARNET RD, POLLOCK PINES, CA 95726-9514 |
| Document Number | 0000058064 |
|---|---|
| Date | Oct 15, 2020 |
| Instrument | 2020-0058064 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Nov 1, 2040 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | EL DORADO CA |
| Property Address | 3802 GARNET RD, POLLOCK PINES, CA 95726-9514 |
| Document Number | 0000007532 |
| Instrument Date | Dec 21, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 11, 2019 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 3802 GARNET RD POLLOCK PINES CA 957269514, POLLOCK PINES, CA 95726-9514 |
| Document Number | 0000007532 |
|---|---|
| Date | Mar 7, 2019 |
| Instrument | 7532 |
| Name | ALLY BK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Mar 6, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.62% |
Source: El Dorado County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | California |
| County | El Dorado County |
| Secondary School District | El Dorado Union High School District (09 - 12) |
| Elementary School District | Pollock Pines Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $261,000 (-) Land $107,000 Building $154,000 | |
| 2025 | $2,818.00 (+2.55%) Homeowner's exemption | $261,000 (-) Land $107,000 Building $154,000 |
| 2023 | $2,748.00 (-0.94%) Homeowner's exemption | $261,000 Land $107,000 Building $154,000 |
| 2022 | $2,774.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective August 25, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 82% of the US · above 61% of California |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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