El Dorado County property record for 3809 Garnet Rd, Pollock Pines, CA 95726
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,296 sqft · built 1983 |
| Lot Size | 0.45 acres (19,602 sqft) |
| Owner | Individual Name on File |
| Last Sale | $351,000 (Feb 2025) |
| Tax Bill | $2,366 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Aug 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 042-651-002-000 |
| Primary APN | 042-651-002-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,296 sqft Living Area |
| 1st Floor Area | 1,296 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Construction Type | Wood |
| Lot Area | 19,602 sqft (0.45 acres) |
| Terrain | Gentle Slope |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 1,296 sqft |
| Water Source | Commercial |
|---|
| Street Address | 3809 GARNET RD |
|---|---|
| City | POLLOCK PINES |
| State | CA |
| Zip | 95726-9514 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | L 12 GLD RDG FOR 3 |
| Legal Subdivision | GLD RDG FOR 3 |
| Legal Lot Number | 12 |
| Jurisdiction | EL DORADO CA |
| Township / Civil Division | SOUTH EL DORADO |
| Census Block Group | 4 |
| Census Block | 4012 |
| Census Tract | 31406 |
3809 Garnet Rd is owned and occupied by an individual who bought it in February 2025.
Source: El Dorado County records, as of September 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3809 GARNET RD, POLLOCK PINES, CA 95726-9514 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Man |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 2, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage ZILLOW HOME LOANS LLC |
| Aug 23, 2017 | Deed of Trust, Mortgage · Conventional with PMI CASHCALL |
| Jan 26, 2017 | Deed of Trust, Mortgage · Conventional with PMI CASHCALL |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 6, 2025 · Amount on File |
| Deed Sale | Feb 6, 2025 · Amount on File |
| Prior Sale | Feb 25, 2011 · Amount on File |
| Deed Document Number | 20253006 |
| Prior Transfer Date | Jan 28, 2021 |
| Prior Transfer Doc | 0000007375 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | EL DORADO CA |
| Recording Date | Feb 2, 2021 |
| Property Address | 3809 GARNET RD, POLLOCK PINES, CA 95726-9514 |
| Document Number | 0000007375 |
| Map Reference | MB E PG 105 |
| Instrument Date | Jan 28, 2021 |
| Instrument | 2021-0007375 |
| Transaction Type | Transfer |
| Record Updated | Jul 30, 2021 |
| Title Company | BNT TITLE COMPANY OF CA |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 116 MESQUITE CT, FOLSOM, CA 95630-4843 |
| Document Number | 0000007376 |
|---|---|
| Date | Feb 2, 2021 |
| Instrument | 2021-0007376 |
| Name | ZILLOW HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL DORADO CA |
| Property Address | 3809 GARNET RD, POLLOCK PINES, CA 95726-9514 |
| Document Number | 0000036745 |
| Instrument Date | Aug 23, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 11, 2019 |
| Title Company | ORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 146 MARKET ST FOLSOM CA 956303106, FOLSOM, CA 95630-3106 |
| Document Number | 0000036745 |
|---|---|
| Date | Aug 29, 2017 |
| Instrument | 36745 |
| Name | CASHCALL |
|---|---|
| Type | Funding / Finance Company |
| Address | ORANGE, CA 92868 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 28, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL DORADO CA |
| Property Address | 3809 GARNET RD, POLLOCK PINES, CA 95726-9514 |
| Document Number | 0000004640 |
| Instrument Date | Jan 26, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 11, 2019 |
| Title Company | WFG LENDER SERVICES, WFG LENDER SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 3809 GARNET RD POLLOCK PINES CA 957269514, POLLOCK PINES, CA 95726-9514 |
| Document Number | 0000004640 |
|---|---|
| Date | Feb 1, 2017 |
| Instrument | 4640 |
| Name | CASHCALL |
|---|---|
| Type | Funding / Finance Company |
| Address | ORANGE, CA 92868 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 31, 2047 |
The 2025 property tax bill for 3809 Garnet Rd was $2,366.
Source: El Dorado County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | California |
| County | El Dorado County |
| Secondary School District | El Dorado Union High School District (09 - 12) |
| Elementary School District | Pollock Pines Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $358,020 (+69.89%) Land $54,060 Building $303,960 | |
| 2025 | $2,366.00 | $210,737 Land $44,833 Building $165,904 |
| 2023 | $2,221.00 (+1.51%) | $202,555 Land $43,093 Building $159,462 |
| 2022 | $2,188.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 3809 Garnet Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 25, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3809 Garnet Rd is high, ranking above 84% of the US, with a 0.5% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 84% of the US · above 64% of California |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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