Lake County property record for 38150 Highgate Bluff Ln, Willoughby, OH 44094 · Last verified May 2024
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2019 |
| Square Footage | 2,145 sqft Living Area |
| Lot Size | 8,398 sqft (0.192 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $40,000 (2019) |
| Tax Bill | $8,709.00 (2023) |
| Primary APN | 27-B-041-C-00-006-0 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Partial Baths | 1 Partial Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Building Area | 2,145 sqft Living Area |
| Basement Area | 95 sqft Basement |
| Unfinished Basement | 95 sqft Unfinished |
| Family Room | Family Room |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2019 |
|---|---|
| Architectural Style | Colonial Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Lot Area | 8,398 sqft (0.192 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 420 sqft Garage |
| Deck Area | 448 sqft Deck |
| Patio Area | 208 sqft Patio |
| Porch | Open Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating Fuel | Gas Heating Fuel |
| Street Address | 38150 HIGHGATE BLUFF LN |
|---|---|
| City | WILLOUGHBY |
| State | OH |
| Zip | 44094-7735 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 113 |
| Legal Subdivision | HIGHGATE BLUFF SUBDIVISION |
| Legal Lot Number | 6 |
| Jurisdiction | LAKE OH |
| Minor Civil Division | WILLOUGHBY |
| Census Blockgroup | 1 |
| Census Block | 1009 |
| Census Tract | 201500 |
Source: Lake County records · APN 27-B-041-C-00-006-0
Assessment roll updated August 1, 2023 · Last verified May 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 38150 HIGHGATE BLUFF LN, WILLOUGHBY, OH 44094-7735 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 23, 2022 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Nov 23, 2021 | Deed of Trust, Mortgage · Line of Credit AMERISAVE MORTGAGE CORP |
| Sep 05, 2018 | Trustee's Deed, Foreclosure |
| Jan 29, 2019 | Warranty Deed, Construction Loan · Building or Construction Mortgage HOME SAVINGS BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 29, 2019 · Amount on Record |
| Deed Sale | Jan 29, 2019 · Amount on Record |
| Prior Sale | Sep 05, 2018 · Amount on Record |
| Deed Doc Number | 441478 |
| Record Refreshed | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE OH |
| Property Address | 38150 HIGHGATE BLUFF LN, WILLOUGHBY, OH 44094-7735 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2022 |
| Name | Verified Name |
|---|---|
| Address | 38150 HIGHGATE BLUFF LN, WILLOUGHBY, OH 44094-7735 |
| Document Number | 0000023430 |
|---|---|
| Date | Aug 23, 2022 |
| Instrument | 2022R023430 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 479 Months |
| Due | Jul 15, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE OH |
| Property Address | 38150 HIGHGATE BLUFF LN, WILLOUGHBY, OH 44094-7735 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000041349 |
|---|---|
| Date | Nov 23, 2021 |
| Instrument | 2021R041349 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Sep 01, 2051 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | LAKE OH |
| Recording Date | Sep 05, 2018 |
| Property Address | 38150 HIGHGATE BLUFF LN, WILLOUGHBY, OH 44094-7735 |
| Document Number | 0000022563 |
| Instrument Date | Aug 23, 2018 |
| Instrument | 22563 |
| Transaction Type | Foreclosure |
| Record Updated | Sep 12, 2018 |
| Amount | Amount Recorded |
|---|---|
| Tax | $88.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 7325 HIGHBLUFF CT PAINESVILLE OH 440778985, PAINESVILLE, OH 44077-8985 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE OH |
| Recording Date | Jan 29, 2019 |
| Property Address | 38150 HIGHGATE BLUFF LN, WILLOUGHBY, OH 44094-7735 |
| Document Number | 0000001905 |
| Map Reference | VOL 52 PG 2 |
| Instrument Date | Jan 28, 2018 |
| Instrument | 2019R001905 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 25, 2022 |
| Title Company | CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 38150 HIGHGATE BLUFF LN, WILLOUGHBY, OH 44094-7735 |
| Investor | Possibly a Property Investor |
| Document Number | 0000001906 |
|---|---|
| Date | Jan 29, 2019 |
| Instrument | 2019R001906 |
| Name | HOME SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 369 Months |
| Due | Oct 01, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.75% |
| Type Change Date | Oct 01, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 2.87% |
| Max Rate At Change | 9.75% |
| Index | 1-Year CMT |
| Max Rate | 9.75% |
| Document Number | 0000001907 |
|---|---|
| Date | Jan 29, 2019 |
| Instrument | 2019R001907 |
| Name | HOME SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | YOUNGSTOWN, OH 44503 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 369 Months |
| Due | Oct 01, 2049 |
Source: Lake County records · Assessment roll updated August 1, 2023 · Last verified May 2024
| Type | Name |
|---|---|
| State | Ohio |
| County | Lake County |
| Municipality | Willoughby City |
| Unified School District | Willoughby-Eastlake City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $8,709.00 (+51.04%) Homeowner's exemption | $91,990 (-) Land $17,070 Building $74,920 | |
| 2022 | $5,766.00 | $91,990 Land $17,070 Building $74,920 | |
| 2021 | $262,830 Land $48,780 Building $214,050 |
Source: FEMA National Flood Hazard Layer, Lake County (39085C), updated December 14, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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