Lake County property record for 38130 Highgate Bluff Ln, Willoughby, OH 44094
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,758 sqft · built 2008 |
| Lot Size | 0.542 acres (23,640 sqft) |
| Owner | Owner Name on File |
| Last Sale | $215,000 (May 2013) |
| Tax Bill | $8,084 (2023) |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-B-041-C-00-008-0 |
| Primary APN | 27-B-041-C-00-008-0 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,758 sqft Living Area |
| 1st Floor Area | 807 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2008 |
|---|---|
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 23,640 sqft (0.542 acres) |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 80 sqft |
| Balcony | Balcony |
| Balcony Area | 24 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Street Address | 38130 HIGHGATE BLUFF LN |
|---|---|
| City | WILLOUGHBY |
| State | OH |
| Zip | 44094-7735 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 113 |
| Legal Subdivision | HIGHGATE BLUFF SUBDIVISION |
| Legal Lot Number | 8 |
| Jurisdiction | LAKE OH |
| Township / Civil Division | WILLOUGHBY |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 201500 |
The current owner of 38130 Highgate Bluff Ln bought it in May 2013.
Source: Lake County records, as of April 25, 2024
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 38130 HIGHGATE BLUFF LN, WILLOUGHBY, OH 44094-7735 |
| Occupancy | Owner Occupied |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 31, 2013 · Amount on File |
| Deed Sale | May 31, 2013 · Amount on File |
| Prior Sale | Aug 29, 2008 · Amount on File |
| Deed Document Number | 1480 |
| Record Updated | Jun 7, 2026 |
Source: Lake County assessment roll, as of August 1, 2023
| Type | Name |
|---|---|
| State | Ohio |
| County | Lake County |
| Municipality | Willoughby City |
| Unified School District | Willoughby-Eastlake City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $8,084.00 (+54.48%) Homeowner's exemption | $85,390 (-) Land $31,450 Building $53,940 | |
| 2022 | $5,233.00 Homeowner's exemption | $85,390 Land $31,450 Building $53,940 | |
| 2021 | $243,980 Land $89,870 Building $154,110 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 38130 Highgate Bluff Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 17 policies |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 15 (1989–2014) |
| Most Recent Claim | Jan 2014 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 38130 Highgate Bluff Ln has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE COUNTY WEST WATER SUBDISTRICT serves 78,379 people · EPA ID OH4302411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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