3815 Ferrara Dr, Silver Spring, MD 20906 Property Records

Montgomery County property record for 3815 Ferrara Dr, Silver Spring, MD 20906

Property Summary

Property TypeTownhouse
Details4 ba · 1,925 sqft · built 1981
Lot Size0.053 acres (2,314 sqft)
OwnerIndividual Name on Record
Last Sale$435,000 (Nov 2021)
Tax Bill$5,009 (2025)
Deeds & MortgagesNov 2021 Sale & Mortgage
Apr 2021 Transfer
Flood ZoneZone X (minimal risk)
APN13-02015480

Property Details

APN / Parcel Number

Primary APN13-02015480
Alternative APN
  • 02015480

Interior

Full Baths4 Baths
Half Baths2 Half Baths
Stories2 Stories
Building Area1,925 sqft Living Area
1st Floor Area700 sqft
Basement Area525 sqft
Finished Basement525 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1981
Architectural StyleTownhouse
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area2,314 sqft (0.053 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number02015480
Street Address3815 FERRARA DR
CitySILVER SPRING
StateMD
Zip20906-4763
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeR60
Legal DescriptionGARRETT FOREST SEC 8 5779/696
Legal SubdivisionGARRETT FOREST
Legal Block4
Legal Lot Number34
JurisdictionMONTGOMERY MD
Township / Civil Division13
Census Block Group4
Census Block4004
Census Tract703501

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3815 FERRARA DR, SILVER SPRING, MD 20906-4763
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 10, 2021Deed, Transfer · Conventional Mortgage
VELLUM MORTGAGE LLC
Apr 28, 2021Intrafamily Transfer, Transfer
TRADITION TITLE, TRADITION TITLE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 10, 2021 · Amount on Record
Deed SaleNov 10, 2021 · Amount on Record
Deed Book / Page64548 / 268
Prior Transfer DateJan 15, 2021
Prior Transfer Doc0627900193
Record UpdatedSep 20, 2026

November 2021: Deed, Transfer

Document TypeDeed
JurisdictionMONTGOMERY MD
Recording DateNov 10, 2021
Property Address3815 FERRARA DR, SILVER SPRING, MD 20906-4763
Document Number0645480268
Book / Page64548 / 268
Map ReferenceMB 112 PL 13118
Instrument DateOct 29, 2021
Transaction TypeTransfer
Record UpdatedNov 26, 2021
Title CompanyHARVEST TITLE & ESCROW LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,437.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3815 FERRARA DR, SILVER SPRING, MD 20906-4763

Mortgage

Document Number64548275
DateNov 10, 2021
Instrument64548/275
Lender
NameVELLUM MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2051

April 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMONTGOMERY MD
Recording DateApr 28, 2021
Property Address3815 FERRARA DR, SILVER SPRING, MD 20906-4763
Document Number0627900193
Book / Page62790 / 193
Map ReferenceMB 112 PL 13116
Instrument DateJan 15, 2021
Transaction TypeTransfer
Record UpdatedMay 28, 2021
Title CompanyTRADITION TITLE, TRADITION TITLE LLC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address3815 FERRARA DR, SILVER SPRING, MD 20906-4763

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyMontgomery County
Unified School DistrictMontgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$476,133 (+7.46%)$509,200 (-) Land $160,000 Building $349,200
2025$5,009.00 (-4.41%)$443,067 (+13.77%)$509,200 (+24.2%) Land $160,000 Building $349,200
2024$5,240.00 (+36.57%)
2023$389,433$410,000 Land $160,000 Building $250,000
2022$3,837.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 96% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWASHINGTON SUBURBAN SANITARY COMMISSION
serves 1,900,000 people · EPA ID MD0150005
Water SourceSurface water
Last State InspectionMay 2025
LeadUnder 1 ppb (2018–2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 782 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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