3813 Ferrara Dr, Silver Spring, MD 20906 Property Records

Montgomery County property record for 3813 Ferrara Dr, Silver Spring, MD 20906

Property Summary

Property TypeTownhouse
Details3.5 ba · 1,925 sqft · built 1981
Lot Size0.035 acres (1,518 sqft)
OwnerIndividual Name on Record
Last Sale$349,900 (May 2018)
Tax Bill$4,464 (2025)
Deeds & MortgagesMay 2020 Mortgage
Apr 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN13-02015491

Property Details

APN / Parcel Number

Primary APN13-02015491
Alternative APN
  • 02015491

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,925 sqft Living Area
1st Floor Area700 sqft
Basement Area525 sqft
Finished Basement525 sqft

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1981
Architectural StyleTownhouse
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area1,518 sqft (0.035 acres)
Deck Area195 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelElectric
SewerMunicipal

Location & Zoning

Account Number02015491
Street Address3813 FERRARA DR
CitySILVER SPRING
StateMD
Zip20906-4763
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeR60
Legal DescriptionGARRETT FOREST SEC 8
Legal SubdivisionGARRETT FOREST
Legal Block4
Legal Lot Number35
JurisdictionMONTGOMERY MD
Township / Civil Division13
Census Block Group4
Census Block4004
Census Tract703501

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3813 FERRARA DR, SILVER SPRING, MD 20906-4763
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 13, 2020Deed of Trust, Mortgage · Conventional Mortgage
TOWNEBANK MORTGAGE
Apr 8, 2019Deed of Trust, Mortgage · Conventional Mortgage
TOWNEBANK MORTGAGE
May 23, 2018Deed, Transfer · Conventional Mortgage
TOWNEBANK MORTGAGE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 23, 2018 · Amount on Record
Deed SaleMay 23, 2018 · Amount on Record
Prior SaleAug 8, 2005
Deed Book / Page56059 / 424
Record UpdatedSep 20, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY MD
Property Address3813 FERRARA DR, SILVER SPRING, MD 20906-4763
Transaction TypeMortgage
Record UpdatedMay 3, 2022
Title CompanyCARDINAL TITLE GROUP LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0595610023
DateMay 13, 2020
Book Page59561/23
Lender
NameTOWNEBANK MORTGAGE
TypeMortgage Company
AddressVIRGINIA BEACH, VA 23451
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJun 1, 2035

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY MD
Property Address3813 FERRARA DR, SILVER SPRING, MD 20906-4763
Transaction TypeMortgage
Record UpdatedMay 3, 2022
Title CompanyCARDINAL TITLE GROUP LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0574120284
DateApr 8, 2019
Book Page57412/284
Lender
NameTOWNEBANK MORTGAGE
TypeMortgage Company
AddressVIRGINIA BEACH, VA 23451
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueMar 1, 2049

May 2018: Deed, Transfer

Document TypeDeed
JurisdictionMONTGOMERY MD
Recording DateMay 23, 2018
Property Address3813 FERRARA DR, SILVER SPRING, MD 20906-4763
Document Number0560590424
Book / Page56059 / 424
Map ReferenceMB112 PL13118
Instrument DateApr 26, 2018
Transaction TypeTransfer
Record UpdatedMay 3, 2022
Title CompanyKVS TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,248.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address3813 FERRARA DR, SILVER SPRING, MD 20906-4763

Mortgage

Document Number0056059430
DateMay 23, 2018
Instrument56059/430
Lender
NameTOWNEBANK MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2048

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyMontgomery County
Unified School DistrictMontgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$423,067 (+6.91%)$450,400 (-) Land $160,000 Building $290,400
2025$4,464.00 (+22.6%)$395,733 (+10.01%)$450,400 (+22.26%) Land $160,000 Building $290,400
2023$359,733$368,400 Land $160,000 Building $208,400
2022$3,641.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 96% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWASHINGTON SUBURBAN SANITARY COMMISSION
serves 1,900,000 people · EPA ID MD0150005
Water SourceSurface water
Last State InspectionMay 2025
LeadUnder 1 ppb (2018–2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 782 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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