3810 Ferrara Dr, Silver Spring, MD 20906 Property Records

Montgomery County property record for 3810 Ferrara Dr, Silver Spring, MD 20906

Property Summary

Property Type	Townhouse
Details	3 ba · 1,440 sqft · built 1983
Lot Size	0.052 acres (2,250 sqft)
Owner	Individual Name on Record
Last Sale	$330,000 (Jul 2004)
Tax Bill	$4,468 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Feb 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`13-02015822`

Property Details

APN / Parcel Number

Primary APN	`13-02015822`
Alternative APN	`02015822`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	1,440 sqft Living Area
1st Floor Area	720 sqft
Basement Area	1 sqft

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	2,250 sqft (0.052 acres)
Deck Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	02015822
Street Address	3810 FERRARA DR
City	SILVER SPRING
State	MD
Zip	20906-4764
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R60
Legal Description	GARRETT FOREST SEC 8
Legal Subdivision	GARRETT FOREST
Legal Block	4
Legal Lot Number	68
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	4
Census Block	4004
Census Tract	703501

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3810 FERRARA DR, SILVER SPRING, MD 20906-4764
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC COAST MORTGAGE
Feb 17, 2021	Deed of Trust, Mortgage · Line of Credit TOWER FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 19, 2004 · Amount on Record
Deed Sale	Jul 19, 2004 · Amount on Record
Prior Sale	Jul 19, 2004 · Amount on Record
Deed Document Number	200412319
Deed Book / Page	27968 / 149
Last Transfer Date	Jan 11, 2010
Transfer Doc	0000024124
Record Updated	Sep 20, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	3810 FERRARA DR, SILVER SPRING, MD 20906-4764
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	CHAMPION TITLE & SETMNTS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0599490479
Date	Jun 30, 2020
Book Page	59949/479

Lender

Name	ATLANTIC COAST MORTGAGE
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	3810 FERRARA DR, SILVER SPRING, MD 20906-4764
Transaction Type	Mortgage
Record Updated	Aug 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0619100165
Date	Feb 17, 2021
Book Page	61910/165

Lender

Name	TOWER FCU
Type	Credit Union
Address	LAUREL, MD 20707

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 25, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$423,433 (+6.91%)	$450,800 (-) Land $160,000 Building $290,800
2025	$4,468.00 (+18.67%)	$396,067 (+8.35%)	$450,800 (+22.27%) Land $160,000 Building $290,800
2023		$365,533	$368,700 Land $160,000 Building $208,700
2022	$3,765.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 584 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50

May also be available: AT&T, T-Mobile.

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