3815 Centergrove Rd, Concord, NC 28025 Property Records

Cabarrus County property record for 3815 Centergrove Rd, Concord, NC 28025

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,186 sqft · built 1920
Lot Size	0.498 acres (21,700 sqft)
Owner	Individual Name on File
Last Sale	$170,000 (Feb 2022)
Tax Bill	$689 (2023)
Deeds & Mortgages	Feb 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5632 56 6172`

Property Details

APN / Parcel Number

Primary APN	`5632 56 6172`
Alternative APNs	`05013 0023.000000` `153560` `93478`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,186 sqft Living Area
1st Floor Area	1,186 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1975
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	21,700 sqft
Lot Dimensions	217 ft deep x 100 ft wide

Exterior Amenities

Porch	Porch
Porch Area	24 sqft
Deck Area	417 sqft
Patio Area	417 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	153560
Street Address	3815 CENTERGROVE RD
City	CONCORD
State	NC
Zip	28025-7809
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AO
Legal Description	LT 13 H W CALLOWAY JR
Legal Subdivision	HW CALLOWAY JR
Legal Lot Number	13 1
Jurisdiction	CABARRUS NC
Township / Civil Division	5, NEW GILEAD
Census Block Group	4
Census Block	4040
Census Tract	40600

Owner

Source: Cabarrus County records · APN 5632 56 6172

Assessment roll updated January 1, 2023 · Last verified May 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3815 CENTERGROVE RD, CONCORD, NC 28025-7809
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 24, 2022 · Amount on Record
Deed Sale	Feb 24, 2022 · Amount on Record
Prior Sale	Feb 21, 2014 · Amount on Record
Deed Document Number	0001586943
Deed Book / Page	15869 / 43
Record Updated	Jun 07, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Feb 24, 2022
Property Address	3815 CENTERGROVE RD, CONCORD, NC 28025-7809
Document Number	0001586943
Book / Page	15869 / 43
Map Reference	MB 9PG 42
Instrument Date	Feb 24, 2022
Transaction Type	Transfer
Record Updated	May 03, 2022
Title Company	FORTIFIED TITLE, FORTIFIED TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$340.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	971 BURRAGE RD NE, 971, CONCORD, NC 28025-2964

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3815 CENTERGROVE RD, CONCORD, NC 28025-7809

Mortgage

Document Number	0001586946
Date	Feb 24, 2022
Instrument	15869/46

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2052

Tax Assessment & Valuation

Source: Cabarrus County records · Assessment roll updated January 1, 2023 · Last verified May 2024

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$689.00	$83,990 Land $19,000 Building $64,990	$83,990 Land $19,000 Building $64,990

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 1, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 63% of the US · above 51% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Uniti Group Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 43 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	PROVIDENCE MANOR S/D serves 379 people
Water Source	Purchased surface water from CITY OF CONCORD
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.