Cabarrus County property record for 3800 Centergrove Rd, Concord, NC 28025
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 3 ba · 1,712 sqft · built 1958 |
| Lot Size | 1.91 acres (83,200 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $140,000 (Nov 2012) |
| Tax Bill | $1,523 (2023) |
| Deeds & Mortgages | May 2025 Second Mortgage Aug 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 5632 56 3209 |
| Primary APN | 5632 56 3209 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,712 sqft Living Area |
| Gross Area | 4,088 sqft |
| 1st Floor Area | 1,712 sqft |
| Basement Area | 1,712 sqft |
| Unfinished Basement | 1,712 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 83,200 sqft (1.91 acres) |
| Lot Width | 200 ft Width |
| Garage Type | Mixed |
| Garage Area | 1,260 sqft |
| Parking Spaces | 7 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 184 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 7640450 |
|---|---|
| Street Address | 3800 CENTERGROVE RD |
| City | CONCORD |
| State | NC |
| Zip | 28025-7809 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | AO |
| Legal Description | WEST SIDE CENTERGROVE RD |
| Legal Subdivision | CENTERGROVE |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 5, NEW GILEAD |
| Census Block Group | 4 |
| Census Block | 4041 |
| Census Tract | 40600 |
3800 Centergrove Rd, a rural home, is owned and occupied by two individuals who bought it in November 2012.
Source: Cabarrus County records, as of August 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3800 CENTERGROVE RD, CONCORD, NC 28025-7809 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 20, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage LAKEVIEW LOAN SERVICING LLC |
| Aug 24, 2022 | Warranty Deed, Transfer · Conventional Mortgage CERTAINTY HOME LOANS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 21, 2012 · Amount on File |
| Deed Sale | Nov 21, 2012 · Amount on File |
| Deed Book / Page | 10258 / 86 |
| Prior Transfer Date | Oct 26, 2012 |
| Prior Transfer Doc | 10224130 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 3800 CENTERGROVE RD, CONCORD, NC 28025-7809 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Title Company | TITLE365 COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0017439350 |
|---|---|
| Date | May 20, 2025 |
| Book Page | 17439/350 |
| Name | LAKEVIEW LOAN SERVICING LLC |
|---|---|
| Type | Mortgage Company |
| Address | MIAMI, FL 33146 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jun 1, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Aug 24, 2022 |
| Property Address | 3800 CENTERGROVE RD, CONCORD, NC 28025-7809 |
| Document Number | 0001617374 |
| Book / Page | 16173 / 74 |
| Map Reference | MB 663 PG 142 |
| Instrument Date | Aug 23, 2022 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $960.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 393, SNEADS FERRY, NC 28460-0393 |
| Name | Verified Name |
|---|---|
| Address | 3800 CENTERGROVE RD, CONCORD, NC 28025-7809 |
| Document Number | 0001617377 |
|---|---|
| Date | Aug 24, 2022 |
| Instrument | 16173/77 |
| Name | CERTAINTY HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2052 |
Source: Cabarrus County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $497,780 (-) Land $65,400 Building $432,380 | ||
| 2025 | $497,780 Land $65,400 Building $432,380 | ||
| 2024 | $497,780 (+167.94%) Land $65,400 Building $432,380 | ||
| 2023 | $1,523.00 | $185,780 Land $41,300 Building $144,480 | $185,780 Land $41,300 Building $144,480 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3800 Centergrove Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3800 Centergrove Rd is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · above 51% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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