3811 Pronghorn Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3811 Pronghorn Dr, Saint Cloud, FL 34772

Property Summary

Property TypeResidential Vacant Land
Lot Size0.139 acres (6,098 sqft)
OwnerIndividual Name on Record
Last Sale$380,000 (Aug 2025)
Tax Bill$940 (2025)
Deeds & MortgagesAug 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN312631358300011470

Property Details

APN / Parcel Number

Primary APN312631358300011470

Exterior

Lot Area6,098 sqft (0.139 acres)

Location & Zoning

Street Address3811 PRONGHORN DR
CitySAINT CLOUD
StateFL
Zip34772-7985
Property CategoryResidential
Property TypeVacant Land > Residential
Legal DescriptionDEER RUN ESTATES PH 2 PB 33 PGS 19-22 LOT 147
Legal Phase2
Legal Lot Number147
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1000
Census Tract43205

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address3811 PRONGHORN DR, SAINT CLOUD, FL 34772-7985
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 20, 2025 · Amount on Record
Deed SaleAug 20, 2025 · Amount on Record
Deed Document Number2025103845
Deed Book / Page6837 / 1931
Record UpdatedJun 8, 2026

August 2025: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateAug 20, 2025
Property Address3811 PRONGHORN DR, SAINT CLOUD, FL 34772-7985
Document Number0068371931
Book / Page6837 / 1931
Map ReferenceMB 33 PG 19
Instrument DateAug 15, 2025
Instrument2025103845
Transaction TypeTransfer
Record UpdatedDec 12, 2025
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,660.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9102 SOUTHPARK CENTER LOOP STE 100, 100, ORLANDO, FL 32819-8626

Transferred To (Grantee/Buyer)

NameVerified Name
Address3811 PRONGHORN DR, SAINT CLOUD, FL 34772-7985

Mortgage

Document Number0068371933
DateAug 20, 2025
Instrument6837/1933
Lender
NameKBHS HOME LOANS LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2055

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$940.00 (+9.43%)$70,000 (+7.69%) Land $70,000$70,000 (+7.69%) Land $70,000
2024$859.00$65,000 Land $65,000$65,000 Land $65,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 68 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies68 in force
Nearby Flood Claims9 (1997–2020)
Claims Outside the SFHA5 of 9
Most Recent ClaimJun 2020 · other causes
Claims by Event
  • Hurricane Irma, Sep 2017 · 2 claims
  • Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 72% of the US · above 56% of Florida
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOHO WATER AUTHORITY-POINCIANA SYSTEM
public/private · serves 69,447 people · EPA ID FL3494429
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250

May also be available: Spectrum.

Nearby Properties on Pronghorn Dr

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