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3820 Pronghorn Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3820 Pronghorn Dr, Saint Cloud, FL 34772 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,988 sqft · built 2024
Lot Size0.139 acres (6,098 sqft)
OwnerIndividual Name on File
Last Sale$429,165 (Oct 2024)
Tax Bill$5,167 (2025)
Deeds & MortgagesOct 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN312631358300011340

Property Details

APN / Parcel Number

Primary APN312631358300011340

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,988 sqft Heated Area
Gross Area2,581 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2024
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,098 sqft (0.139 acres)
Garage TypeFinished
PorchOpen Porch
Porch Area152 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address3820 PRONGHORN DR
CitySAINT CLOUD
StateFL
Zip34772-7984
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDEER RUN ESTATES PH 2 PB 33 PGS 19-22 LOT 134
Legal Phase2
Legal Lot Number134
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1000
Census Tract43205

Owner

Source: Osceola County records · APN 312631358300011340

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address3820 PRONGHORN DR, SAINT CLOUD, FL 34772-7984
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 02, 2024 · Amount on Record
Deed SaleOct 02, 2024 · Amount on Record
Deed Document Number2024126253
Deed Book / Page6673 / 2502
Record UpdatedJun 08, 2026

October 2024: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateOct 02, 2024
Property Address3820 PRONGHORN DR, SAINT CLOUD, FL 34772-7984
Document Number0066732502
Book / Page6673 / 2502
Map ReferenceMB 33 PG 19
Instrument DateSep 26, 2024
Instrument2024126253
Transaction TypeTransfer
Record UpdatedDec 12, 2025
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$3,004.40
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9102 SOUTHPARK CENTER LOOP STE 100, 100, ORLANDO, FL 32819-8626

Transferred To (Grantee/Buyer)

NameVerified Name
Address3820 PRONGHORN DR, SAINT CLOUD, FL 34772-7984

Mortgage

Document Number2024126254
DateOct 02, 2024
Instrument2024126254
Lender
NameKBHS HOME LOANS LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2054

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,167.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$367,400 Land $70,000 Building $297,400$367,400 Land $70,000 Building $297,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970432051, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 68 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies68 in force
Nearby Flood Claims9 (1997–2020)
Claims Outside the SFHA5 of 9
Most Recent ClaimJun 2020, other causes
Claims By Storm
  • Hurricane Irma, Sep 2017 · 2 claims
  • Hurricane Frances, Sep 2004 · 3 claims

Wildfire

Wildfire RiskHigh
above 74% of the US · above 60% of Florida
Wildfire LikelihoodAbout 1 in 229 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 52 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Lumen TechnologiesFiber8,000 / 8,000
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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