3803 Pronghorn Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3803 Pronghorn Dr, Saint Cloud, FL 34772 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,391 sqft · built 2024
Lot Size0.16 acres (6,970 sqft)
OwnerIndividual Name on File
Last Sale$378,246 (Dec 2024)
Tax Bill$4,524 (2025)
Deeds & MortgagesDec 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN312631358300011490

Property Details

APN / Parcel Number

Primary APN312631358300011490

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,391 sqft Heated Area
Gross Area2,019 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2024
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,970 sqft (0.16 acres)
Garage TypeFinished
PorchOpen Porch
Porch Area248 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address3803 PRONGHORN DR
CitySAINT CLOUD
StateFL
Zip34772-7985
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDEER RUN ESTATES PH 2 PB 33 PGS 19-22 LOT 149
Legal Phase2
Legal Lot Number149
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1000
Census Tract43205

Owner

Source: Osceola County records · APN 312631358300011490

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address3803 PRONGHORN DR, SAINT CLOUD, FL 34772-7985
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 31, 2024 · Amount on Record
Deed SaleDec 31, 2024 · Amount on Record
Deed Document Number2024164143
Deed Book / Page6718 / 1940
Record UpdatedJun 08, 2026

December 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateDec 31, 2024
Property Address3803 PRONGHORN DR, SAINT CLOUD, FL 34772-7985
Document Number0067181940
Book / Page6718 / 1940
Map ReferenceMB 33 PG 19
Instrument DateDec 23, 2024
Instrument2024164143
Transaction TypeTransfer
Record UpdatedDec 12, 2025
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,648.10
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9102 SOUTHPARK CENTER LOOP STE 100, 100, ORLANDO, FL 32819-8626

Transferred To (Grantee/Buyer)

NameVerified Name
Address3803 PRONGHORN DR, SAINT CLOUD, FL 34772-7985

Mortgage

Document Number2024164144
DateDec 31, 2024
Instrument2024164144
Lender
NameKBHS HOME LOANS LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2055
Interest
Rate TypeAdjustable Rate
Rate5.12%
Type Change DateApr 01, 2030
Change FrequencyAnnually
Min Rate At Change4.12%
Max Rate At Change6.12%
Index1-Year T-Bill
Margin2
Max Rate6.12%

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,524.00 Homeowner's exemption$316,000 Land $70,000 Building $246,000$316,000 Land $70,000 Building $246,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskHigh
above 73% of the US · above 57% of Florida
Wildfire LikelihoodAbout 1 in 256 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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