3810 Forest Cir, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3810 Forest Cir, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1987
Square Footage	1,776 sqft Heated Area
Lot Size	21,780 sqft (0.5 acres)
Occupancy	Owner Occupied
Last Sale	$295,000 (2021)
Tax Bill	$3,844.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`352630331200010010`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,776 sqft Heated Area
Gross Area	2,600 sqft Gross Area
1st Floor	888 sqft 1st Floor
Upper Floors	888 sqft Upper Floors
Stories	1 Stories
Primary Flooring	Tile Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1987
Exterior Material	Brick Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	21,780 sqft (0.5 acres)
Depth X Width	200 ft x 110 ft Depth x Width
Garage Type	Finished Garage
Garage Area	460 sqft Garage

Exterior Amenities

Pool Area	392 sqft Pool
Fence	Fence
Deck Area	520 sqft Deck
Patio Area	420 sqft Patio
Porch	Open Porch
Porch Area	784 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	3810 FOREST CIR
City	SAINT CLOUD
State	FL
Zip	34772-7454
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	HIDDEN PINES PB 4 PG 198 LOT 1
Legal Range	30E
Legal Township	26S
Legal Section	35
Legal Subdivision	HIDDEN PINES
Legal Tract	3312
Legal Block	1
Legal Lot Number	1
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1019
Census Tract	43209

Owner

Source: Osceola County records · APN 352630331200010010

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	3810 FOREST CIR, SAINT CLOUD, FL 34772-7454
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 16, 2021 · Amount on Record
Deed Sale	Apr 16, 2021 · Amount on Record
Prior Sale	May 01, 2015 · Amount on Record
Deed Doc Number	2021057946
Deed Book / Page	5937 / 881
Record Refreshed	Jun 08, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Apr 16, 2021
Property Address	3810 FOREST CIR, SAINT CLOUD, FL 34772-7454
Document Number	0059370881
Book / Page	5937 / 881
Map Reference	MB 4 PG 198
Instrument Date	Apr 15, 2021
Instrument	2021057946
Transaction Type	Transfer
Record Updated	Aug 01, 2022
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,065.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	199 GABBETTVILLE CIR, 199, LAGRANGE, GA 30240-8719

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	3810 FOREST CIR, SAINT CLOUD, FL 34772-7454

Mortgage

Document Number	0005937884
Date	Apr 16, 2021
Instrument	5937/884

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2051

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,844.00 (+6.01%) Homeowner's exemption	$232,633 (+5.99%)	$262,900 (+8.82%) Land $50,000 Building $212,900
2023	$3,626.00 (+9.61%) Homeowner's exemption	$219,493 (+3%)	$241,600 (+13.37%) Land $35,000 Building $206,600
2022	$3,308.00 Homeowner's exemption	$213,100 Land $35,000 Building $178,100	$213,100 Land $35,000 Building $178,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 54% of the US · above 25% of Florida
Wildfire Likelihood	About 1 in 699 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.