328 Wayne Ave, Chattanooga, TN 37405 Property Records

Hamilton County property record for 328 Wayne Ave, Chattanooga, TN 37405

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,684 sqft · built 2022
Lot Size	0.688 acres (30,000 sqft)
Owner	2 Company Names on Record
Last Sale	$500,000 (Aug 2022)
Tax Bill	$1,787 (2025)
Deeds & Mortgages	Feb 2021 Line of Credit Aug 2022 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`135B F 002`

Property Details

APN / Parcel Number

Primary APN	`135B F 002`
Alternative APN	`0000058712`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,684 sqft Living Area

Exterior

Year Built	Built 2022
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	30,000 sqft (0.688 acres)
Lot Dimensions	200 ft deep x 150 ft wide
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000058712
Street Address	328 WAYNE AVE
City	CHATTANOOGA
State	TN
Zip	37405-3738
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LT 120 VALHAMBROSIA PB 4 PG 17 18
Legal Subdivision	VALHAMBROSIA
Legal Lot Number	120 119
Jurisdiction	HAMILTON TN
Township / Civil Division	6
Census Block Group	1
Census Block	1010
Census Tract	10901

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Co-owner	Co-owner on Record
Mailing Address	221 MEADOW FELL LN, GRAYSVILLE, TN 37338-5005
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2021	Deed of Trust, Mortgage · Line of Credit PINNACLE BANK
Aug 1, 2022	Warranty Deed, Transfer UNKNOWN, WARRANTY TTL LLC DBA WARRANT
Dec 27, 2018	Trustee's Deed, Construction Loan · Construction Mortgage PINNACLE BK
Dec 19, 2018	Warranty Deed, Construction Loan · Construction Mortgage PINNACLE BK
Dec 19, 2018	Warranty Deed, Construction Loan · Construction Mortgage PINNACLE BK

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Aug 1, 2022 · Amount on Record
Deed Sale	Aug 1, 2022 · Amount on Record
Prior Sale	Dec 19, 2018 · Amount on Record
Deed Document Number	2022080100103
Deed Book / Page	13043 / 937
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	328 WAYNE AVE, CHATTANOOGA, TN 37405-3738
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000278
Date	Feb 24, 2021
Book Page	12368/563
Instrument	2021022400278

Lender

Name	PINNACLE BANK
Type	Bank
Address	CHATTANOOGA, TN 37402

Agreement

Type	Line of Credit
Amount	Amount Recorded

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Aug 1, 2022
Property Address	328 WAYNE AVE, CHATTANOOGA, TN 37405-3738
Document Number	0000000103
Book / Page	13043 / 937
Map Reference	MB 4 PG 17-18
Instrument Date	Jul 29, 2022
Instrument	2022080100103
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	UNKNOWN, WARRANTY TTL LLC DBA WARRANT

Transaction

Amount	Amount Recorded
Tax	$1,850.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	403 WAYNE AVE, CHATTANOOGA, TN 37405-3775

December 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	HAMILTON TN
Recording Date	Dec 27, 2018
Property Address	328 WAYNE AVE, CHATTANOOGA, TN 37405-3738
Document Number	1227000109
Book / Page	011531 / 000493
Instrument Date	Dec 24, 2018
Instrument	181227000109
Transaction Type	Construction Loan
Record Updated	Feb 6, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1861 SEVEN PINES LN CHATTANOOGA TN 37415, CHATTANOOGA, TN 37415

Mortgage

Document Number	1227000109
Date	Dec 27, 2018
Book Page	011531/000493
Instrument	181227000109

Lender

Name	PINNACLE BK
Type	Bank
Address	CHATTANOOGA, TN 37402

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

December 2018: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Dec 19, 2018
Property Address	328 WAYNE AVE, CHATTANOOGA, TN 37405-3738
Document Number	1219000051
Book / Page	011526 / 000049
Instrument Date	Dec 14, 2018
Instrument	181219000051
Transaction Type	Construction Loan
Record Updated	Jan 11, 2019
Title Company	WARRANTY TITLE INSURANCE COMPANY INC, WARRANTY TITLE INS CO INC

Transaction

Amount	Amount Recorded
Tax	$277.50
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1644 ROSSVILLE AVE CHATTANOOGA TN 374081908, CHATTANOOGA, TN 37408-1908

Mortgage

Document Number	1219000052
Date	Dec 19, 2018
Book Page	011526/000051
Instrument	181219000052

Lender

Name	PINNACLE BK
Type	Bank
Address	CHATTANOOGA, TN 37402

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

December 2018: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Dec 19, 2018
Property Address	328 WAYNE AVE, CHATTANOOGA, TN 37405-3738
Document Number	1219000047
Book / Page	011526 / 000015
Instrument Date	Dec 14, 2018
Instrument	181219000047
Transaction Type	Construction Loan
Record Updated	Aug 24, 2020
Title Company	WARRANTY TITLE INSURANCE COMPANY INC, WARRANTY TITLE INS CO INC

Transaction

Amount	Amount Recorded
Tax	$278.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1644 ROSSVILLE AVE CHATTANOOGA TN 374081908, CHATTANOOGA, TN 37408-1908

Mortgage

Document Number	1219000048
Date	Dec 19, 2018
Book Page	011526/000017
Instrument	181219000048

Lender

Name	PINNACLE BK
Type	Bank
Address	CHATTANOOGA, TN 37402

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,787.00 (-5.85%)	$117,900 (+38.95%)	$471,600 (+38.95%) Land $90,000 Building $381,600
2024	$1,898.00	$84,850 (-)	$339,400 (-) Land $60,000 Building $279,400
2023	$1,898.00 (+77.55%)	$84,850 (+77.42%)	$339,400 (+77.42%) Land $60,000 Building $279,400
2022	$1,069.00	$47,825	$191,300 Land $60,000 Building $131,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1984)
Most Recent Claim	May 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 51% of Tennessee
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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