Bergen County and Ridgewood Village property record for 381 Spring Ave, Ridgewood, NJ 07450
| Property Type | Single Family Home |
|---|---|
| Details | 5,116 sqft · built 1910 |
| Lot Size | 0.394 acres (17,163 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,526,000 (Aug 2018) |
| Tax Bill | $37,093 (2025) |
| Deeds & Mortgages | Nov 2019 Refinance Aug 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 51-04008-0000-00010 |
| Primary APN | 51-04008-0000-00010 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 5,116 sqft Living Area |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Construction Type | Frame |
| Lot Area | 17,163 sqft (0.394 acres) |
| Lot Dimensions | 202 ft deep x 85 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 381 SPRING AVE |
|---|---|
| City | RIDGEWOOD |
| State | NJ |
| Zip | 07450-4527 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R125 |
| Legal Description | .394 AC |
| Legal Block | 4008 |
| Legal Lot Number | 10 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RIDGEWOOD |
| Census Block Group | 5 |
| Census Block | 5012 |
| Census Tract | 47500 |
Source: Bergen County and Ridgewood Village records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 381 SPRING AVE, RIDGEWOOD, NJ 07450-4527 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 6, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance TD BANK NA |
| Aug 20, 2018 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 20, 2018 · Amount on Record |
| Deed Sale | Aug 20, 2018 · Amount on Record |
| Prior Sale | Sep 8, 2008 · Amount on Record |
| Deed Document Number | 201818-059764 |
| Deed Book / Page | 3032 / 840 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 381 SPRING AVE, RIDGEWOOD, NJ 07450-4527 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | MISC COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0033990073 |
|---|---|
| Date | Nov 6, 2019 |
| Book Page | 3399/73 |
| Instrument | 19-075354 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Dec 1, 2048 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Aug 20, 2018 |
| Property Address | 381 SPRING AVE, RIDGEWOOD, NJ 07450-4527 |
| Document Number | 0030320840 |
| Book / Page | 3032 / 840 |
| Instrument Date | May 25, 2018 |
| Instrument | 00018-059764 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 381 SPRING AVE, RIDGEWOOD, NJ 07450-4527 |
Source: Bergen County and Ridgewood Village assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ridgewood Village |
| Unified School District | Ridgewood Village School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,283,500 (-) Land $449,000 Building $834,500 | $1,283,500 (-) Land $449,000 Building $834,500 | |
| 2025 | $37,093.00 (+0.73%) | $1,283,500 (-) Land $449,000 Building $834,500 | $1,283,500 (-) Land $449,000 Building $834,500 |
| 2024 | $36,823.00 (+4.97%) | ||
| 2023 | $1,283,500 Land $449,000 Building $834,500 | $1,283,500 Land $449,000 Building $834,500 | |
| 2022 | $35,078.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 6 (1996–2021) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 87% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RIDGEWOOD WATER serves 61,700 people · EPA ID NJ0251001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2024 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2019 |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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