370 Spring Ave, Ridgewood, NJ 07450 Property Records

Bergen County and Ridgewood Village property record for 370 Spring Ave, Ridgewood, NJ 07450

Property Summary

Property TypeSingle Family Home
Details4,078 sqft · built 1900
Lot Size1.11 acres (48,657 sqft)
Owner2 Individual Names on File
Last Sale$159,500 (Nov 1979)
Tax Bill$40,723 (2025)
Deeds & MortgagesNov 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APN51-04012-0000-00004

Property Details

APN / Parcel Number

Primary APN51-04012-0000-00004
Alternative APN
  • 510401200004

Interior

Stories2 Stories
Building Area4,078 sqft Living Area

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Construction TypeFrame
Lot Area48,657 sqft
Lot Dimensions256 ft deep x 195 ft wide
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address370 SPRING AVE
CityRIDGEWOOD
StateNJ
Zip07450-4528
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR125
Legal Description1.117 AC
Legal Block4012
Legal Lot Number4
JurisdictionBERGEN NJ
Township / Civil DivisionRIDGEWOOD
Census Block Group4
Census Block4006
Census Tract47500

Owner

370 Spring Ave is owned and occupied by two individuals who bought it in November 1979.

Source: Bergen County and Ridgewood Village records, as of June 29, 2026

Owner of Record2 Individual Names on File
Mailing Address370 SPRING AVE, RIDGEWOOD, NJ 07450-4528
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 14, 1979 · Amount on File
Deed SaleNov 14, 1979 · Amount on File
Deed Book / Page6539 / 747
Record UpdatedSep 20, 2026

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address370 SPRING AVE, RIDGEWOOD, NJ 07450-4528
Transaction TypeMortgage
Record UpdatedDec 23, 2022
Title CompanyACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

NameVerified Name
Address370 SPRING AVE, RIDGEWOOD, NJ 07450-4528

Mortgage

Document Number0048600468
DateNov 14, 2022
Book Page4860/468
Instrument2022107563
Lender
NameCITIZENS BANK NA
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeLine of Credit
AmountAmount on Record
Term299 Months
DueOct 5, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 370 Spring Ave was $40,723, up 0.7% from the year before.

Source: Bergen County and Ridgewood Village assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityRidgewood Village
Unified School DistrictRidgewood Village School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,409,100 (-) Land $704,300 Building $704,800$1,409,100 (-) Land $704,300 Building $704,800
2025$40,723.00 (+0.73%)$1,409,100 Land $704,300 Building $704,800$1,409,100 Land $704,300 Building $704,800
2024$40,427.00
2023$1,409,100 Land $704,300 Building $704,800$1,409,100 Land $704,300 Building $704,800
2022$38,510.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 370 Spring Ave in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims4 (1999–2021)
Claims Outside the SFHA2 of 4
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 370 Spring Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 87% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRIDGEWOOD WATER
serves 61,700 people · EPA ID NJ0251001
Water SourcePurchased surface water from several systems
Last State InspectionMar 2024
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2019
Monitoring and Reporting7
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20

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