Bergen County and Ridgewood Village property record for 375 Spring Ave, Ridgewood, NJ 07450
| Property Type | Single Family Home |
|---|---|
| Details | 4,525 sqft · built 1910 |
| Lot Size | 0.326 acres (14,201 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $33,119 (2025) |
| Deeds & Mortgages | May 2023 Line of Credit Jun 2022 Line of Credit + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 51-04008-0000-00011 |
| Primary APN | 51-04008-0000-00011 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 4,525 sqft Living Area |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Construction Type | Frame |
| Lot Area | 14,201 sqft (0.326 acres) |
| Lot Dimensions | 203 ft deep x 70 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 375 SPRING AVE |
|---|---|
| City | RIDGEWOOD |
| State | NJ |
| Zip | 07450-4527 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R125 |
| Legal Description | .326 AC |
| Legal Subdivision | VILLAGE/REDWOOD |
| Legal Block | 4008 |
| Legal Lot Number | 11 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RIDGEWOOD |
| Census Block Group | 5 |
| Census Block | 5012 |
| Census Tract | 47500 |
375 Spring Ave is owned and occupied by two individuals who acquired it in March 1999.
Source: Bergen County and Ridgewood Village records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 375 SPRING AVE, RIDGEWOOD, NJ 07450-4527 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 17, 2023 | Deed of Trust, Mortgage · Line of Credit ROCKET MORTGAGE LLC |
| Jun 15, 2022 | Deed of Trust, Mortgage · Line of Credit QUICKEN LOANS LLC |
| Jun 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Feb 4, 2021 | Deed of Trust, Mortgage · Line of Credit QUICKEN LOANS LLC |
| Mar 23, 2020 | Deed of Trust, Mortgage QUICKEN LNS |
| Jun 21, 2019 | Deed of Trust, Mortgage · Line of Credit QUICKEN LNS |
| Jun 21, 2019 | Deed of Trust, Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Mar 12, 1999 |
| Transfer Doc | 0000063448 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 375 SPRING AVE, RIDGEWOOD, NJ 07450-4527 |
| Transaction Type | Mortgage |
| Record Updated | Jun 21, 2023 |
| Name | Verified Name |
|---|---|
| Address | 375 SPRING AVE, RIDGEWOOD, NJ 07450-4527 |
| Document Number | 0049951590 |
|---|---|
| Date | May 17, 2023 |
| Book Page | 4995/1590 |
| Instrument | 2023032994 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 11, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 375 SPRING AVE, RIDGEWOOD, NJ 07450-4527 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0047110604 |
|---|---|
| Date | Jun 15, 2022 |
| Book Page | 4711/604 |
| Instrument | 2022060604 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 346 Months |
| Due | Apr 15, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 375 SPRING AVE, RIDGEWOOD, NJ 07450-4527 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0042311420 |
|---|---|
| Date | Jun 23, 2021 |
| Book Page | 4231/1420 |
| Instrument | 2021101240 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | May 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.25% |
| Type Change Date | May 1, 2026 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 4.25% |
| Index | Other |
| Margin | 3 |
| Max Rate | 7.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 375 SPRING AVE, RIDGEWOOD, NJ 07450-4527 |
| Transaction Type | Mortgage |
| Record Updated | Feb 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0039440566 |
|---|---|
| Date | Feb 4, 2021 |
| Book Page | 3944/566 |
| Instrument | 21-015515 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 349 Months |
| Due | Mar 22, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 375 SPRING AVE, RIDGEWOOD, NJ 07450-4527 |
| Document Number | 0036041260 |
| Instrument Date | Mar 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 11, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 375 SPRING AVE RIDGEWOOD NJ 074504527, RIDGEWOOD, NJ 07450-4527 |
| Document Number | 0036041260 |
|---|---|
| Date | May 21, 2020 |
| Book Page | 003604/001260 |
| Instrument | 20051120 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | May 20, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.87% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 375 SPRING AVE, RIDGEWOOD, NJ 07450-4527 |
| Document Number | 0033201460 |
| Instrument Date | Jun 21, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 21, 2019 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 375 SPRING AVE RIDGEWOOD NJ 074504527, RIDGEWOOD, NJ 07450-4527 |
| Document Number | 0033201460 |
|---|---|
| Date | Aug 12, 2019 |
| Book Page | 003320/001460 |
| Instrument | 52645 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 11, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 375 SPRING AVE, RIDGEWOOD, NJ 07450-4527 |
| Document Number | 0032931293 |
| Instrument Date | Jun 21, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 23, 2019 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 375 SPRING AVE RIDGEWOOD NJ 074504527, RIDGEWOOD, NJ 07450-4527 |
| Document Number | 0032931293 |
|---|---|
| Date | Jul 12, 2019 |
| Book Page | 003293/001293 |
| Instrument | 45027 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jul 11, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
The 2025 property tax bill for 375 Spring Ave was $33,119, up 0.7% from the year before.
Source: Bergen County and Ridgewood Village assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ridgewood Village |
| Unified School District | Ridgewood Village School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,146,000 (-) Land $406,000 Building $740,000 | $1,146,000 (-) Land $406,000 Building $740,000 | |
| 2025 | $33,119.00 (+0.73%) | $1,146,000 Land $406,000 Building $740,000 | $1,146,000 Land $406,000 Building $740,000 |
| 2024 | $32,878.00 | ||
| 2023 | $1,146,000 Land $406,000 Building $740,000 | $1,146,000 Land $406,000 Building $740,000 | |
| 2022 | $31,320.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 375 Spring Ave in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 6 (1996–2021) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 375 Spring Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 87% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RIDGEWOOD WATER serves 61,700 people · EPA ID NJ0251001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2024 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2019 |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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