Erie County and Lancaster Town property record for 381 Central Ave, Lancaster, NY 14086
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,352 sqft · built 1955 |
| Lot Size | 0.452 acres (19,650 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $217,000 (Oct 2021) |
| Tax Bill | $4,880 (2026) |
| Deeds & Mortgages | Oct 2021 Sale & Mortgage May 2017 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 145289 104.34-2-2 |
| Primary APN | 145289 104.34-2-2 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,352 sqft Living Area |
| 1st Floor Area | 1,352 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Lot Area | 19,650 sqft (0.452 acres) |
| Lot Dimensions | 131 ft deep x 150 ft wide |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 176 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | LFST |
|---|---|
| Street Address | 381 CENTRAL AVE |
| City | LANCASTER |
| State | NY |
| Zip | 14086-1225 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SC11 477 3 2TO 6 15O X 155.85 |
| Legal Subdivision | HOLLAND LAND COMPANYS SURVEY |
| Legal Block | 2 |
| Legal Lot Number | 2.000 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | LANCASTER |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 14209 |
Source: Erie County and Lancaster Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 381 CENTRAL AVE, LANCASTER, NY 14086-1225 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 13, 2021 | Warranty Deed, Transfer · Conventional Mortgage KEY BANK NA |
| May 3, 2017 | Warranty Deed, Transfer |
| May 3, 2017 | Affidavit of Death, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 13, 2021 · Amount on Record |
| Deed Sale | Oct 13, 2021 · Amount on Record |
| Prior Sale | May 3, 2017 · Amount on Record |
| Deed Document Number | 2021204859 |
| Deed Book / Page | 11389 / 1150 |
| Prior Transfer Date | Mar 21, 2017 |
| Prior Transfer Doc | 0113126811 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | Oct 13, 2021 |
| Property Address | 381 CENTRAL AVE, LANCASTER, NY 14086-1225 |
| Document Number | 0113891150 |
| Book / Page | 11389 / 1150 |
| Instrument Date | Oct 12, 2021 |
| Instrument | 2021204859 |
| Transaction Type | Transfer |
| Record Updated | Dec 7, 2021 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $868.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 381 CENTRAL AVE, 381, LANCASTER, NY 14086-1225 |
| Name | Verified Name |
|---|---|
| Address | 381 CENTRAL AVE, LANCASTER, NY 14086-1225 |
| Document Number | 140202099 |
|---|---|
| Date | Oct 13, 2021 |
| Instrument | 14020/2099 |
| Name | KEY BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | May 3, 2017 |
| Property Address | 381 CENTRAL AVE, LANCASTER, NY 14086-1225 |
| Document Number | 0113126814 |
| Book / Page | 11312 / 6814 |
| Map Reference | MAP63 |
| Instrument Date | Mar 21, 2017 |
| Instrument | 2017087719 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,386.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3 LAKESIDE CRES, 3, LANCASTER, NY 14086-2610 |
| Name | Verified Name |
|---|---|
| Address | 13169 PARK ST APT 5, 5, ALDEN, NY 14004-1057 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | May 3, 2017 |
| Property Address | 381 CENTRAL AVE, LANCASTER, NY 14086-1225 |
| Document Number | 0113126811 |
| Book / Page | 011312 / 006811 |
| Instrument Date | Mar 21, 2017 |
| Transaction Type | Transfer |
| Record Updated | Nov 14, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 381 CENTRAL AVE LANCASTER NY 140861225, LANCASTER, NY 14086-1225 |
Source: Erie County and Lancaster Town assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| County Subdivision | Lancaster Town |
| Unified School District | Lancaster Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,880.00 (+100.74%) | ||
| 2025 | $2,431.00 (-49.65%) | $160,000 (-) Land $40,000 Building $120,000 | $250,000 (+12.51%) Land $62,500 Building $187,500 |
| 2024 | $4,828.00 | $160,000 (-) Land $40,000 Building $120,000 | $222,200 (+4.17%) Land $55,550 Building $166,650 |
| 2023 | $160,000 Land $40,000 Building $120,000 | $213,300 Land $53,325 Building $159,975 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1978–1979) |
| Most Recent Claim | Sep 1979 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 95% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ECWA LANCASTER serves 29,018 people · EPA ID NY1400421 |
|---|---|
| Water Source | Purchased surface water from ECWA DIRECT |
| Last State Inspection | Nov 2025 |
| Lead | 10 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 445 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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